Kane County property record for 684 Ford Ave, Elgin, IL 60120 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1956 |
| Square Footage | 1,320 sqft Living Area |
| Lot Size | 4,356 sqft (0.1 acres) |
| Garage | Detached |
| Occupancy | Owner Occupied |
| Tax Bill | $2,769.00 (2025) |
| Primary APN | 06-01-481-021 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,320 sqft Living Area |
| 1st Floor | 1,320 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 4,356 sqft (0.1 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Cooling System | HVAC Cooling |
|---|
| Street Address | 684 FORD AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2220 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GEORGE M LUDLOWS ADDN LOT 3 BLOCK 1 |
| Legal Subdivision | GEORGE M LUDLOWS ADDN |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 1 |
| Census Block | 1017 |
| Census Tract | 850800 |
Source: Kane County records · APN 06-01-481-021
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 684 FORD AVE, ELGIN, IL 60120-2220 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 684 FORD AVE, ELGIN, IL 60120-2220 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 684 FORD AVE, ELGIN, IL 60120-2220 |
| Document Number | 0000044346 |
|---|---|
| Date | Nov 10, 2025 |
| Instrument | 2025K044346 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Nov 15, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,769.00 (-36.05%) Homeowner's exemption Senior Citizen's exemption | $73,731 (+8.57%) Land $12,216 Building $61,515 | $221,282 (+8.57%) Land $36,663 Building $184,619 |
| 2024 | $67,911 (+21.39%) Land $11,252 Building $56,659 | $203,815 (+21.44%) Land $33,770 Building $170,045 | |
| 2022 | $4,330.00 (+4.82%) Homeowner's exemption | $55,943 (+6.96%) Land $9,269 Building $46,674 | $167,829 (+6.96%) Land $27,807 Building $140,022 |
| 2021 | $4,131.00 Homeowner's exemption | $52,303 Land $8,666 Building $43,637 | $156,909 Land $25,998 Building $130,911 |
684 Ford Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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