Polk County property record for 6865 Eagle Ridge Loop, Lakeland, FL 33813
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,721 sqft · built 2006 |
| Lot Size | 0.155 acres (6,734 sqft) |
| Owner | Individual Name on File |
| Last Sale | $363,000 (Mar 2023) |
| Tax Bill | $2,484 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Sep 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-29-19-286035-000390 |
| Primary APN | 24-29-19-286035-000390 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,721 sqft Living Area |
| Gross Area | 2,297 sqft |
| 1st Floor Area | 1,721 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 6,734 sqft (0.155 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Florida Room |
| Porch Area | 183 sqft |
| Street Address | 6865 EAGLE RIDGE LOOP |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33813-5674 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAGLEBROOKE PHASE 2A PB 126 PGS 29-31 LOT 39 |
| Legal Range | 24E |
| Legal Township | 29S |
| Legal Section | 19 |
| Legal Subdivision | EAGLEBROOKE PHASE 2A |
| Legal Tract | 286035 |
| Legal Block | 4 |
| Legal Lot Number | 39 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 4 |
| Census Block | 4053 |
| Census Tract | 14804 |
Source: Polk County records · APN 24-29-19-286035-000390
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6865 EAGLE RIDGE LOOP, LAKELAND, FL 33813-5674 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Mar 03, 2023 | Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC |
| Sep 21, 2022 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Dec 07, 2021 | Warranty Deed, Transfer · Conventional Mortgage KELLER MORTGAGE LLC |
| Apr 21, 2020 | Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 03, 2023 · Amount on Record |
| Deed Sale | Mar 03, 2023 · Amount on Record |
| Prior Sale | Dec 07, 2021 · Amount on Record |
| Deed Document Number | 202350493 |
| Deed Book / Page | 12602 / 538 |
| Prior Transfer Date | Jan 04, 2012 |
| Prior Transfer Doc | 0000017075 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 03, 2023 |
| Property Address | 6865 EAGLE RIDGE LOOP, LAKELAND, FL 33813-5674 |
| Document Number | 0000050493 |
| Book / Page | 12602 / 538 |
| Map Reference | MB 126 PG 29-31 |
| Instrument Date | Feb 24, 2023 |
| Instrument | 2023050493 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2023 |
| Title Company | UNITED TITLE GROUP/LAKELAND LLC, UNITED TTL GROUP OF LAKELAND |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,541.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19400 E COLONIAL DR, ORLANDO, FL 32820-3707 |
| Name | Verified Name |
|---|---|
| Address | 6365 EAGLE RIDGE LOOP, LAKELAND, FL 33813 |
| Document Number | 0012602540 |
|---|---|
| Date | Mar 03, 2023 |
| Instrument | 12602/540 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 6865 EAGLE RIDGE LOOP, LAKELAND, FL 33813-5674 |
| Transaction Type | Mortgage |
| Record Updated | Oct 03, 2022 |
| Name | Verified Name |
|---|---|
| Address | 6865 EAGLE RIDGE LOOP, LAKELAND, FL 33813-5674 |
| Document Number | 0000255970 |
|---|---|
| Date | Sep 21, 2022 |
| Book Page | 12427/603 |
| Instrument | 2022255970 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | WAYNE, PA 19087 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 13, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 07, 2021 |
| Property Address | 6865 EAGLE RIDGE LOOP, LAKELAND, FL 33813-5674 |
| Document Number | 0000317539 |
| Book / Page | 12014 / 1086 |
| Map Reference | MB 126 PG 29-31 |
| Instrument Date | Nov 30, 2021 |
| Instrument | 2021317539 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,345.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 550 E PEACHTREE ST UNIT 301, 550, LAKELAND, FL 33801-5191 |
| Name | Verified Name |
|---|---|
| Address | 6865 EAGLE RIDGE LOOP, LAKELAND, FL 33813-5674 |
| Document Number | 0120141088 |
|---|---|
| Date | Dec 07, 2021 |
| Instrument | 12014/1088 |
| Name | KELLER MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 21, 2020 |
| Property Address | 6865 EAGLE RIDGE LOOP, LAKELAND, FL 33813-5674 |
| Document Number | 0112121017 |
| Book / Page | 011212 / 001017 |
| Instrument Date | Apr 20, 2020 |
| Instrument | 83138 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,749.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6865 EAGLE RIDGE LOOP LAKELAND FL 338135674, LAKELAND, FL 33813-5674 |
| Document Number | 112121019 |
|---|---|
| Date | Apr 21, 2020 |
| Book Page | 011212/001019 |
| Instrument | 83139 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 20, 2050 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,484.00 (-45.7%) Homeowner's exemption | $232,338 (+7.54%) | $278,643 (-2.58%) Land $44,000 Building $234,643 |
| 2023 | $4,575.00 (+9.63%) | $216,054 (+3%) | $286,030 (+14.21%) Land $42,000 Building $244,030 |
| 2022 | $4,173.00 Homeowner's exemption | $209,761 | $250,447 Land $40,000 Building $210,447 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050148044, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 301 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | SOUTHWEST/POLK COUNTY UTILITY serves 39,209 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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