6858 Eagle Ridge Loop, Lakeland, FL 33813 Property Records

Polk County property record for 6858 Eagle Ridge Loop, Lakeland, FL 33813

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,670 sqft · built 2006
Lot Size	0.126 acres (5,497 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,800 (Feb 2006)
Tax Bill	$1,345 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-29-19-286035-000520`

Property Details

APN / Parcel Number

Primary APN	`24-29-19-286035-000520`
Alternative APNs	`192924286035000520` `92924000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,670 sqft Living Area
Gross Area	2,109 sqft
1st Floor Area	1,670 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	5,497 sqft (0.126 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	439 sqft
Porch	Finished/Open Porch
Porch Area	112 sqft

Location & Zoning

Street Address	6858 EAGLE RIDGE LOOP
City	LAKELAND
State	FL
Zip	33813-5673
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAGLEBROOKE PHASE 2A PB 126 PGS 29-31 LOT 52
Legal Range	24E
Legal Township	29S
Legal Section	19
Legal Subdivision	EAGLEBROOKE PHASE 2A
Legal Tract	286035
Legal Block	4
Legal Lot Number	52
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	4
Census Block	4053
Census Tract	14804

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6858 EAGLE RIDGE LOOP, LAKELAND, FL 33813-5673
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BK
Nov 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2006 · Amount on Record
Deed Sale	Feb 2, 2006 · Amount on Record
Deed Document Number	200629119
Deed Book / Page	6617 / 2058
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	6858 EAGLE RIDGE LOOP, LAKELAND, FL 33813-5673
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000105443
Date	Apr 19, 2022
Book Page	12214/755
Instrument	2022105443

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	6858 EAGLE RIDGE LOOP, LAKELAND, FL 33813-5673
Transaction Type	Mortgage
Record Updated	Apr 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000081615
Date	Apr 1, 2021
Book Page	11646/1306
Instrument	2021081615

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	6858 EAGLE RIDGE LOOP, LAKELAND, FL 33813-5673
Document Number	0110920711
Instrument Date	Dec 21, 2019
Transaction Type	Mortgage
Record Updated	Jan 21, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6858 EAGLE RIDGE LOOP LAKELAND FL 338135673, LAKELAND, FL 33813-5673

Mortgage

Document Number	0110920711
Date	Dec 31, 2019
Book Page	011092/000711
Instrument	277059

Lender

Name	DISCOVER BK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 30, 2034

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	6858 EAGLE RIDGE LOOP, LAKELAND, FL 33813-5673
Document Number	0103250706
Book / Page	010325 / 000706
Instrument Date	Nov 20, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6858 EAGLE RIDGE LOOP LAKELAND FL 338135673, LAKELAND, FL 33813-5673

Mortgage

Document Number	0103250706
Date	Nov 28, 2017
Book Page	010325/000706
Instrument	227902

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 27, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,345.00 (-61.85%) Homeowner's exemption	$144,259 (+5.99%)	$269,462 (-2.59%) Land $44,000 Building $225,462
2023	$3,526.00 (+12.22%) Homeowner's exemption	$136,110 (+3%)	$276,617 (+13.63%) Land $42,000 Building $234,617
2022	$3,142.00 Homeowner's exemption	$132,146	$243,432 Land $40,000 Building $203,432

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST/POLK COUNTY UTILITY serves 39,209 people · EPA ID FL6530852
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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