6879 Eagle Ridge Loop, Lakeland, FL 33813 Property Records

Polk County property record for 6879 Eagle Ridge Loop, Lakeland, FL 33813

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,630 sqft · built 2006
Lot Size	0.145 acres (6,325 sqft)
Owner	2 Individual Names on File
Last Sale	$214,000 (Sep 2019)
Tax Bill	$3,465 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-29-19-286035-000420`

Property Details

APN / Parcel Number

Primary APN	`24-29-19-286035-000420`
Alternative APNs	`192924286035000420` `92924000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,630 sqft Living Area
Gross Area	2,131 sqft
1st Floor Area	1,630 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	6,325 sqft (0.145 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	501 sqft
Porch	Unfinished Open Porch
Porch Area	124 sqft

Location & Zoning

Street Address	6879 EAGLE RIDGE LOOP
City	LAKELAND
State	FL
Zip	33813-5674
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAGLEBROOKE PHASE 2A PB 126 PGS 29-31 LOT 42
Legal Range	24E
Legal Township	29S
Legal Section	19
Legal Subdivision	EAGLEBROOKE PHASE 2A
Legal Tract	286035
Legal Block	4
Legal Lot Number	42
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	4
Census Block	4053
Census Tract	14804

Owner

6879 Eagle Ridge Loop is owned and occupied by two individuals who bought it in September 2019.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6879 EAGLE RIDGE LOOP, LAKELAND, FL 33813-5674
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage LADERA LNDG
Sep 12, 2019	Warranty Deed, Transfer · Conventional Mortgage LADERA LNDG
Sep 1, 2017	Warranty Deed, Transfer · Conventional with PMI FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2019 · Amount on File
Deed Sale	Sep 12, 2019 · Amount on File
Prior Sale	Sep 1, 2017 · Amount on File
Deed Document Number	2019192843
Deed Book / Page	10970 / 2259
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	6879 EAGLE RIDGE LOOP, LAKELAND, FL 33813-5674
Document Number	0113241979
Instrument Date	Jul 14, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6879 EAGLE RIDGE LOOP LAKELAND FL 338135674, LAKELAND, FL 33813-5674

Mortgage

Document Number	0113241979
Date	Aug 6, 2020
Book Page	011324/001979
Instrument	158412

Lender

Name	LADERA LNDG
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 5, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 12, 2019
Property Address	6879 EAGLE RIDGE LOOP, LAKELAND, FL 33813-5674
Document Number	0109702259
Book / Page	010970 / 002259
Instrument Date	Sep 9, 2019
Instrument	192843
Transaction Type	Transfer
Record Updated	Sep 26, 2019
Title Company	HOME SOLUTION TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,498.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6879 EAGLE RIDGE LOOP LAKELAND FL 338135674, LAKELAND, FL 33813-5674

Mortgage

Document Number	109702260
Date	Sep 12, 2019
Book Page	010970/002260
Instrument	192844

Lender

Name	LADERA LNDG
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 11, 2049

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 1, 2017
Property Address	6879 EAGLE RIDGE LOOP, LAKELAND, FL 33813-5674
Document Number	0102511997
Book / Page	010251 / 001997
Instrument Date	Aug 29, 2017
Instrument	170503
Transaction Type	Transfer
Record Updated	Sep 19, 2017
Title Company	HOME SOLUTION TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,308.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3193 OAKPARK DR LAKELAND FL 338037957, LAKELAND, FL 33803-7957

Mortgage

Document Number	102511998
Date	Sep 1, 2017
Book Page	010251/001998
Instrument	170504

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	907 PLEASANT VALLEY AVE # 3, MOUNT LAUREL, NJ 08054-1210

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 31, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 6879 Eagle Ridge Loop was $3,465 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$261,784 (-2.32%) Land $44,000 Building $217,784	$261,784 (-2.32%) Land $44,000 Building $217,784
2025	$3,465.00	$268,003 Land $44,000 Building $224,003	$268,003 Land $44,000 Building $224,003
2023	$5,544.00 (+13.44%)	$275,006 (+14.06%) Land $42,000 Building $233,006	$275,006 (+14.06%) Land $42,000 Building $233,006
2022	$4,887.00	$241,107 Land $40,000 Building $201,107	$241,107 Land $40,000 Building $201,107

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6879 Eagle Ridge Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6879 Eagle Ridge Loop is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST/POLK COUNTY UTILITY serves 39,209 people · EPA ID FL6530852
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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