6864 Eagle Ridge Loop, Lakeland, FL 33813 Property Records

Polk County property record for 6864 Eagle Ridge Loop, Lakeland, FL 33813 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,017 sqft · built 2005
Lot Size	0.152 acres (6,639 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Apr 2024)
Tax Bill	$1,388 (2025)
Deeds & Mortgages	Dec 2025 Transfer Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-29-19-286035-000510`

Property Details

APN / Parcel Number

Primary APN	`24-29-19-286035-000510`
Alternative APN	`192924286035000510`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,017 sqft Living Area
Gross Area	2,437 sqft
1st Floor Area	2,017 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	6,639 sqft (0.152 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	420 sqft
Porch	Unfinished Open Porch
Porch Area	36 sqft

Location & Zoning

Street Address	6864 EAGLE RIDGE LOOP
City	LAKELAND
State	FL
Zip	33813-5673
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAGLEBROOKE PHASE 2A PB 126 PGS 29-31 LOT 51
Legal Range	24E
Legal Township	29S
Legal Section	19
Legal Subdivision	EAGLEBROOKE PHASE 2A
Legal Tract	286035
Legal Block	4
Legal Lot Number	51
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	4
Census Block	4053
Census Tract	14804

Owner

Source: Polk County records · APN 24-29-19-286035-000510

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6864 EAGLE RIDGE LOOP, LAKELAND, FL 33813-5673
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 08, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Apr 11, 2024	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
May 25, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 11, 2024 · Amount on Record
Deed Sale	Apr 11, 2024 · Amount on Record
Prior Sale	Sep 03, 2010 · Amount on Record
Deed Document Number	202482975
Deed Book / Page	13073 / 2030
Prior Transfer Date	May 20, 2022
Prior Transfer Doc	0000143865
Record Updated	Sep 20, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Dec 08, 2025
Property Address	6864 EAGLE RIDGE LOOP, LAKELAND, FL 33813-5673
Document Number	0000286624
Book / Page	13802 / 840
Map Reference	MB 126 PG 29-31
Instrument Date	Nov 24, 2025
Instrument	2025286624
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6864 EAGLE RIDGE LOOP, LAKELAND, FL 33813-5673

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6864 EAGLE RIDGE LOOP, LAKELAND, FL 33813-5673

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 11, 2024
Property Address	6864 EAGLE RIDGE LOOP, LAKELAND, FL 33813-5673
Document Number	0000082975
Book / Page	13073 / 2030
Map Reference	MB 126 PG 29-31
Instrument Date	Apr 05, 2024
Instrument	2024082975
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	SMART TITLE II LLC, SMART TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	356 ENCLAVE DR, LAKELAND, FL 33803-5442

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6864 EAGLE RIDGE LOOP, LAKELAND, FL 33813-5673

Mortgage

Document Number	0130732032
Date	Apr 11, 2024
Instrument	13073/2032

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2054

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	May 25, 2022
Property Address	6864 EAGLE RIDGE LOOP, LAKELAND, FL 33813-5673
Document Number	0000143865
Book / Page	12269 / 1351
Map Reference	MB 126 PG 29-31
Instrument Date	May 20, 2022
Instrument	2022143865
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	BRIDGE TRUST TITLE GROUP

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6864 EAGLE RIDGE LOOP, LAKELAND, FL 33813-5673

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6864 EAGLE RIDGE LOOP, LAKELAND, FL 33813-5673

Mortgage

Document Number	0122691353
Date	May 25, 2022
Instrument	12269/1353

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,388.00 (-64.57%)	$147,582 (-1.36%)	$293,171 (-3.77%) Land $44,000 Building $249,171
2024	$3,918.00 (+5.81%)
2023	$3,703.00 (+11.64%) Homeowner's exemption	$149,617 (+3%)	$304,669 (+13.8%) Land $42,000 Building $262,669
2022	$3,317.00 Homeowner's exemption	$145,259	$267,725 Land $40,000 Building $227,725

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050148044, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 38 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024, river or lake flooding, Hurricane Milton

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 22% of Florida
Wildfire Likelihood	About 1 in 699 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 301 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Eagle Ridge Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures