6865 Chaffee Ct, Derby, NY 14047 Property Records

Erie County and Evans Town property record for 6865 Chaffee Ct, Derby, NY 14047

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,382 sqft · built 1975
Lot Size	0.181 acres (7,865 sqft)
Owner	2 Individual Names on Record
Last Sale	$99,000 (Nov 2009)
Tax Bill	$5,136 (2026)
Deeds & Mortgages	May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`144489 206.07-1-15`

Property Details

APN / Parcel Number

Primary APN	`144489 206.07-1-15`
Alternative APNs	`44892060700001015000` `001 0026288`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,382 sqft Living Area
1st Floor Area	1,142 sqft
Basement Area	240 sqft
Finished Basement	240 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Split Level
Exterior Material	Composition/Composite
Lot Area	7,865 sqft (0.181 acres)
Lot Dimensions	121 ft deep x 65.3 ft wide
Garage Type	Basement
Porch	Slab
Porch Area	196 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	001 0026288
Street Address	6865 CHAFFEE CT
City	DERBY
State	NY
Zip	14047-9574
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MC2354 SL288 65.32X121.22
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	1
Legal Lot Number	15.000
Jurisdiction	ERIE NY
Township / Civil Division	EVANS
Census Block Group	1
Census Block	1004
Census Tract	15401

Owner

Source: Erie County and Evans Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6865 CHAFFEE CT, DERBY, NY 14047-9574
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2009 · Amount on Record
Deed Sale	Nov 9, 2009 · Amount on Record
Prior Sale	Apr 2, 2004 · Amount on Record
Deed Document Number	2009225053
Deed Book / Page	11172 / 6573
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	6865 CHAFFEE CT, DERBY, NY 14047-9574
Transaction Type	Mortgage
Record Updated	Jul 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6865 CHAFFEE CT, DERBY, NY 14047-9574

Mortgage

Document Number	0140508584
Date	May 3, 2022
Book Page	14050/8584
Instrument	2022086452

Lender

Name	MOOG EMPLOYEES FCU
Type	Credit Union
Address	EAST AURORA, NY 14052

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Apr 30, 2027

Tax Assessment & Valuation

Source: Erie County and Evans Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Evans Town
Unified School District	Evans-Brant Central School District (Lake Shore) (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,136.00 (+1.54%) Homeowner's exemption
2025	$5,058.00 (+2.99%)	$101,300 (-) Land $13,000 Building $88,300	$206,700 (+10.18%) Land $26,526 Building $180,174
2024	$4,911.00 Homeowner's exemption	$101,300 (-) Land $13,000 Building $88,300	$187,600 (+7.38%) Land $24,075 Building $163,525
2023	Homeowner's exemption	$101,300 Land $13,000 Building $88,300	$174,700 Land $22,420 Building $152,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–1999)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20