6862 Copper Ridge Loop, Billings, MT 59106 Property Records

Yellowstone County property record for 6862 Copper Ridge Loop, Billings, MT 59106

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,844 sqft · built 2017
Lot Size	0.192 acres (8,381 sqft)
Owner	2 Individual Names on File
Last Sale	$467,591 (May 2026)
Tax Bill	$3,726 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Feb 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`000A362450`

Property Details

APN / Parcel Number

Primary APN	`000A362450`
Alternative APNs	`03-1031-25-3-08-26-0000` `R827884` `A36245`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,844 sqft Living Area
Gross Area	2,994 sqft
1st Floor Area	1,497 sqft
Basement Area	1,497 sqft
Finished Basement	1,347 sqft
Unfinished Basement	150 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,381 sqft (0.192 acres)
View / Lot	Neighborhood / Spot
Garage Area	595 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	96 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6862 COPPER RIDGE LOOP
City	BILLINGS
State	MT
Zip	59106-2670
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COPPER RIDGE SUB 6TH FIL (17), S25, T01 N, R24 E, BLOCK 6, LOT 26
Legal Range	24E
Legal Township	01N
Legal Section	25
Legal Subdivision	COPPER RIDGE SUB 6TH FIL (17)
Legal Block	6
Legal Lot Number	26
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	NORTHWEST YELLOWSTONE
Census Block Group	2
Census Block	2092
Census Tract	1403

Owner

6862 Copper Ridge Loop is owned and occupied by two individuals who bought it in May 2026.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6862 COPPER RIDGE LOOP, BILLINGS, MT 59106-2670
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Warranty Deed, Transfer · FHA Mortgage CALCON MUTUAL MORTGAGE
Feb 8, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 11, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance YELLOWSTONE BANK
Mar 30, 2018	Warranty Deed, Transfer YELLOWSTONE BANK
Sep 19, 2017	Warranty Deed, Transfer · Construction Mortgage COPPER RIDGE DEV CORP
Oct 4, 2017	Trustee's Deed, Construction Loan · Line of Credit STOCKMAN BK/MT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2026 · Amount on File
Deed Sale	May 4, 2026 · Amount on File
Prior Sale	Feb 8, 2023 · Amount on File
Deed Document Number	20264132805
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	May 4, 2026
Property Address	6862 COPPER RIDGE LOOP, BILLINGS, MT 59106-2670
Document Number	0004132805
Instrument Date	May 4, 2026
Instrument	2026.4132805
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	FIRST MONTANA TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004132806,
Date	May 4, 2026
Instrument	2026.4132806

Lender

Name	CALCON MUTUAL MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	4.13%
Max Rate	-1%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Feb 8, 2023
Property Address	6862 COPPER RIDGE LOOP, BILLINGS, MT 59106-2670
Document Number	0004040254
Map Reference	DOC 3789424
Instrument Date	Feb 8, 2023
Instrument	4040254
Transaction Type	Transfer
Record Updated	Feb 17, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1130 HORIZON CT, BILLINGS, MT 59106-3114

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6862 COPPER RIDGE LOOP, BILLINGS, MT 59106-2670

Mortgage

Document Number	0004040255
Date	Feb 8, 2023
Instrument	4040255

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	6862 COPPER RIDGE LOOP, BILLINGS, MT 59106-2670
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003896122
Date	Sep 11, 2019
Instrument	3896122

Lender

Name	YELLOWSTONE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Mar 30, 2018
Property Address	6862 COPPER RIDGE LOOP, BILLINGS, MT 59106-2670
Document Number	0003845229
Instrument Date	Mar 29, 2018
Instrument	000003845229
Transaction Type	Transfer
Record Updated	Aug 17, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6862 COPPER RIDGE LOOP, BILLINGS, MT 59106-2670

Mortgage

Document Number	0003845230
Date	Mar 30, 2018
Instrument	000003845230

Lender

Name	YELLOWSTONE BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2048

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Sep 19, 2017
Property Address	6862 COPPER RIDGE LOOP, BILLINGS, MT 59106-2670
Document Number	0003827799
Instrument Date	Sep 18, 2017
Instrument	3827799
Transaction Type	Transfer
Record Updated	Jan 4, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 22212 BILLINGS MT 591042212, BILLINGS, MT 59104-2212

Mortgage

Document Number	3830250
Date	Sep 19, 2017
Instrument	3830250

Lender

Name	COPPER RIDGE DEV CORP
Address	175 N 27TH ST # 900, BILLINGS, MT 59101-2065

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 18, 2018

October 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Oct 4, 2017
Property Address	6862 COPPER RIDGE LOOP, BILLINGS, MT 59106-2670
Instrument Date	Sep 15, 2017
Instrument	3829445
Transaction Type	Construction Loan
Record Updated	Oct 10, 2017
Title Company	FIRST MONTANA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3382 LUCKY PENNY LN BILLINGS MT 59106, BILLINGS, MT 59106

Mortgage

Document Number	0003829445
Date	Oct 4, 2017
Instrument	3829445

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	BILLINGS, MT 59102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Oct 3, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 6862 Copper Ridge Loop was $3,726, down 18.9% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$500,100 (+0.42%) Land $78,045 Building $422,055	$500,100 (+0.42%) Land $78,045 Building $422,055
2025	$3,726.00 (-18.91%)	$498,000 Land $78,045 Building $419,955	$498,000 Land $78,045 Building $419,955
2024	$4,595.00 (+15.16%)
2023	$3,990.00	$447,200	$447,200 Land $66,680 Building $380,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6862 Copper Ridge Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6862 Copper Ridge Loop is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 40% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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