6874 Copper Ridge Loop, Billings, MT 59106 Property Records

Yellowstone County property record for 6874 Copper Ridge Loop, Billings, MT 59106

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 3,198 sqft · built 2018
Lot Size	0.18 acres (7,852 sqft)
Owner	2 Individual Names on File
Last Sale	$398,300 (Sep 2019)
Tax Bill	$4,114 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`000A362470`

Property Details

APN / Parcel Number

Primary APN	`000A362470`
Alternative APNs	`03-1031-25-3-08-28-0000` `R827886` `A36247`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,198 sqft Living Area
Gross Area	3,366 sqft
1st Floor Area	1,687 sqft
Basement Area	1,679 sqft
Finished Basement	1,511 sqft
Unfinished Basement	168 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,852 sqft (0.18 acres)
View / Lot	Neighborhood / Spot
Garage Area	743 sqft
Parking Spaces	3 Parking Spaces
Deck Area	126 sqft
Patio Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6874 COPPER RIDGE LOOP
City	BILLINGS
State	MT
Zip	59106-2670
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COPPER RIDGE SUB 6TH FIL (17), S25, T01 N, R24 E, BLOCK 6, LOT 28
Legal Range	24E
Legal Township	01N
Legal Section	25
Legal Subdivision	COPPER RIDGE SUB 6TH FIL (17)
Legal Block	6
Legal Lot Number	28
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	NORTHWEST YELLOWSTONE
Census Block Group	2
Census Block	2092
Census Tract	1403

Owner

6874 Copper Ridge Loop is owned and occupied by two individuals who bought it in September 2019.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6874 COPPER RIDGE LOOP, BILLINGS, MT 59106-2670
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC
Sep 18, 2019	Warranty Deed, Subdivision Related Transfer CORNERSTONE HM LNDG
Jun 3, 2019	Loan Modification, Mortgage STOCKMAN BK/MT
Oct 5, 2018	Warranty Deed, Construction Loan · Line of Credit COPPER RIDGE DEV CORP
Oct 12, 2018	Trustee's Deed, Construction Loan · Line of Credit STOCKMAN BK/MT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2019 · Amount on File
Deed Sale	Sep 18, 2019 · Amount on File
Prior Sale	Oct 5, 2018
Deed Document Number	20193896728
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	6874 COPPER RIDGE LOOP, BILLINGS, MT 59106-2670
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003959844
Date	Feb 16, 2021
Instrument	3959844

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

September 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Sep 18, 2019
Property Address	6874 COPPER RIDGE LOOP, BILLINGS, MT 59106-2670
Document Number	0003896728
Instrument Date	Sep 18, 2019
Instrument	3896728
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 27, 2019
Title Company	FIRST MONTANA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6874 COPPER RIDGE LOOP BILLINGS MT 591062670, BILLINGS, MT 59106-2670

Mortgage

Document Number	3896729
Date	Sep 18, 2019
Instrument	3896729

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2049

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Property Address	6874 COPPER RIDGE LOOP, BILLINGS, MT 59106-2670
Document Number	0003887834
Instrument Date	Jun 3, 2019
Transaction Type	Mortgage
Record Updated	Jul 16, 2019
Title Company	FIRST MONTANA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5314 BURLINGTON AVE BILLINGS MT 591062563, BILLINGS, MT 59106-2563

Mortgage

Document Number	0003887834
Date	Jul 3, 2019
Instrument	3887834

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	BILLINGS, MT 59106

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Oct 5, 2018
Property Address	6874 COPPER RIDGE LOOP, BILLINGS, MT 59106-2670
Document Number	0003864497
Instrument Date	Oct 4, 2018
Instrument	3864497
Transaction Type	Construction Loan
Record Updated	Jan 16, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 81371 BILLINGS MT 591081371, BILLINGS, MT 59108-1371

Mortgage

Document Number	3865902
Date	Oct 5, 2018
Instrument	3865902

Lender

Name	COPPER RIDGE DEV CORP
Address	175 N 27TH ST # 900, BILLINGS, MT 59101-2065

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Oct 4, 2019

Interest

Rate Type	Adjustable Rate

October 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Oct 12, 2018
Property Address	6874 COPPER RIDGE LOOP, BILLINGS, MT 59106-2670
Instrument Date	Oct 1, 2018
Instrument	3865182
Transaction Type	Construction Loan
Record Updated	Oct 23, 2018
Title Company	FIRST MONTANA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5314 BURLINGTON AVE BILLINGS MT 59106, BILLINGS, MT 59106

Mortgage

Document Number	0003865182
Date	Oct 12, 2018
Instrument	3865182

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	BILLINGS, MT 59106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Oct 11, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 6874 Copper Ridge Loop was $4,114.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$548,200 Land $75,690 Building $472,510	$548,200 Land $75,690 Building $472,510
2025	$4,114.00
2023	$4,201.00	$470,700	$470,700 Land $65,774 Building $404,926

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6874 Copper Ridge Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6874 Copper Ridge Loop is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 40% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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