6856 Copper Ridge Loop, Billings, MT 59106 Property Records

Yellowstone County property record for 6856 Copper Ridge Loop, Billings, MT 59106

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,763 sqft · built 2019
Lot Size	0.192 acres (8,362 sqft)
Owner	Individual Name on File
Last Sale	$302,800 (Feb 2020)
Tax Bill	$3,598 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Jul 2023 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`000A353290`

Property Details

APN / Parcel Number

Primary APN	`000A353290`
Alternative APNs	`03-1031-25-3-08-25-0000` `R808264` `A35329`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,763 sqft Living Area
Gross Area	2,908 sqft
1st Floor Area	1,454 sqft
Basement Area	1,454 sqft
Finished Basement	1,309 sqft
Unfinished Basement	145 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,362 sqft (0.192 acres)
View / Lot	Neighborhood / Spot
Garage Area	562 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	94 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6856 COPPER RIDGE LOOP
City	BILLINGS
State	MT
Zip	59106-2670
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COPPER RIDGE SUB 6TH FIL (17), S25, T01 N, R24 E, BLOCK 6, LOT 25A
Legal Range	24E
Legal Township	01N
Legal Section	25
Legal Subdivision	COPPER RIDGE SUB 6TH FIL (17)
Legal Block	6
Legal Lot Number	25A
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	NORTHWEST YELLOWSTONE
Census Block Group	2
Census Block	2092
Census Tract	1403

Owner

6856 Copper Ridge Loop is owned and occupied by an individual who bought it in February 2020.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	6856 COPPER RIDGE LOOP, BILLINGS, MT 59106-2670
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST INTERNATIONAL BANK & TRUST
Jul 28, 2023	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK & TRUST
Mar 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK & TRUST
Feb 7, 2020	Deed of Trust, Mortgage FIRST FED'L BK&TR
Feb 15, 2019	Warranty Deed, Transfer COPPER RIDGE DEV CORP
Feb 7, 2019	Deed of Trust, Mortgage TONY HEAD
Nov 1, 2018	Loan Modification, Mortgage STOCKMAN BK/MT
Jul 10, 2018	Loan Modification, Mortgage STOCKMAN BK/MT
Jul 27, 2017	Loan Modification, Mortgage STOCKMAN BK/MT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2020 · Amount on File
Deed Sale	Feb 12, 2020 · Amount on File
Deed Document Number	20203911278
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Dec 7, 2023
Property Address	6856 COPPER RIDGE LOOP, BILLINGS, MT 59106-2670
Document Number	0004063955
Map Reference	DOC 3789424
Instrument Date	Dec 1, 2023
Instrument	4063955
Transaction Type	Transfer
Record Updated	Dec 22, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5267 RESERVE WAY, HERNANDO, MS 38632-1072

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6856 COPPER RIDGE LOOP, BILLINGS, MT 59106-2670

Mortgage

Document Number	0004063956
Date	Dec 7, 2023
Instrument	4063956

Lender

Name	FIRST INTERNATIONAL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	6856 COPPER RIDGE LOOP, BILLINGS, MT 59106-2670
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6856 COPPER RIDGE LOOP, BILLINGS, MT 59106-2670

Mortgage

Document Number	0004052719
Date	Jul 28, 2023
Instrument	4052719

Lender

Name	FIRST FEDERAL BANK & TRUST
Type	Bank
Address	SHERIDAN, WY 82801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 20, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	6856 COPPER RIDGE LOOP, BILLINGS, MT 59106-2670
Transaction Type	Mortgage
Record Updated	Jun 13, 2023
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003962226
Date	Mar 3, 2021
Instrument	3962226

Lender

Name	FIRST FEDERAL BANK & TRUST
Type	Bank
Address	SHERIDAN, WY 82801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2036

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	6856 COPPER RIDGE LOOP, BILLINGS, MT 59106-2670
Instrument Date	Feb 7, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	FIRST MONTANA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6856 COPPER RIDGE LOOP BILLINGS MT 591062670, BILLINGS, MT 59106-2670

Mortgage

Document Number	3911279
Date	Feb 12, 2020
Instrument	3911279

Lender

Name	FIRST FED'L BK&TR
Address	SHERIDAN, WY 82801

Agreement

Amount	Amount on Record
Term	240 Months
Due	Feb 11, 2040

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Feb 15, 2019
Property Address	6856 COPPER RIDGE LOOP, BILLINGS, MT 59106-2670
Document Number	0003875902
Instrument Date	Feb 14, 2019
Instrument	3875902
Transaction Type	Transfer
Record Updated	Feb 26, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1441 BENJAMIN BLVD BILLINGS MT 591055460, BILLINGS, MT 59105-5460

Mortgage

Document Number	3875903
Date	Feb 15, 2019
Instrument	3875903

Lender

Name	COPPER RIDGE DEV CORP
Address	175 N 27TH ST # 900, BILLINGS, MT 59101-2065

Agreement

Amount	Amount on Record

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	6856 COPPER RIDGE LOOP, BILLINGS, MT 59106-2670
Document Number	0003877459
Instrument Date	Feb 7, 2019
Transaction Type	Mortgage
Record Updated	Mar 15, 2019
Title Company	FIRST MONTANA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 20174 BILLINGS MT 591040174, BILLINGS, MT 59104-0174

Mortgage

Document Number	0003877459
Date	Mar 8, 2019
Instrument	3877459

Lender

Name	TONY HEAD
Address	8880 W SUNSET RD # 250, LAS VEGAS, NV 89148-5006

Agreement

Amount	Amount on Record
Term	12 Months
Due	Mar 7, 2020

Interest

Rate	8%

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Property Address	6856 COPPER RIDGE LOOP, BILLINGS, MT 59106-2670
Document Number	0003868705
Instrument Date	Nov 1, 2018
Transaction Type	Mortgage
Record Updated	Dec 3, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	175 N 27TH ST #900 BILLINGS MT 591012065, 900, BILLINGS, MT 59101-2065

Mortgage

Document Number	0003868705
Date	Nov 20, 2018
Instrument	3868705

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	2700 KING AVE W, BILLINGS, MT 59102-6430

Agreement

Amount	Amount on Record
Term	12 Months
Due	Nov 19, 2019

Interest

Rate Type	Adjustable Rate

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Recording Date	Jul 10, 2018
Property Address	6856 COPPER RIDGE LOOP, BILLINGS, MT 59106-2670
Instrument Date	Jul 3, 2018
Instrument	3854069
Transaction Type	Mortgage
Record Updated	Jul 23, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	175 N 27TH ST #900 BILLINGS MT 591012065, 900, BILLINGS, MT 59101-2065

Mortgage

Document Number	0003854069
Date	Jul 10, 2018
Instrument	3854069

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	2700 KING AVE W, BILLINGS, MT 59102-6430

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jul 9, 2019

Interest

Rate Type	Adjustable Rate

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Property Address	6856 COPPER RIDGE LOOP, BILLINGS, MT 59106-2670
Document Number	0003821605
Instrument Date	Jul 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 7, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	175 N 27TH ST #900 BILLINGS MT 591012065, 900, BILLINGS, MT 59101-2065

Mortgage

Document Number	0003821605
Date	Aug 1, 2017
Instrument	3821605

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	2700 KING AVE W, BILLINGS, MT 59102-6430

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jul 31, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 6856 Copper Ridge Loop was $3,598, down 19.2% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$483,800 (-) Land $77,962 Building $405,838	$483,800 (-) Land $77,962 Building $405,838
2025	$3,598.00 (-19.24%)	$483,800 Land $77,962 Building $405,838	$483,800 Land $77,962 Building $405,838
2024	$4,455.00 (+14.38%)
2023	$3,895.00	$436,400	$436,400 Land $66,649 Building $369,751

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6856 Copper Ridge Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6856 Copper Ridge Loop is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 60% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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