6859 Copper Ridge Loop, Billings, MT 59106 Property Records

Yellowstone County property record for 6859 Copper Ridge Loop, Billings, MT 59106

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,126 sqft · built 2018
Lot Size	0.232 acres (10,117 sqft)
Owner	2 Individual Names on File
Last Sale	$371,500 (May 2019)
Tax Bill	$4,380 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000A362380`

Property Details

APN / Parcel Number

Primary APN	`000A362380`
Alternative APNs	`03-1031-25-3-07-51-0000` `R827868` `A36238`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,126 sqft Living Area
Gross Area	3,290 sqft
1st Floor Area	1,645 sqft
Basement Area	1,645 sqft
Finished Basement	1,481 sqft
Unfinished Basement	164 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,117 sqft (0.232 acres)
View / Lot	Neighborhood / Spot
Garage Area	561 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	212 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6859 COPPER RIDGE LOOP
City	BILLINGS
State	MT
Zip	59106-2670
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COPPER RIDGE SUB 6TH FIL (17), S25, T01 N, R24 E, BLOCK 5, LOT 26
Legal Range	24E
Legal Township	01N
Legal Section	25
Legal Subdivision	COPPER RIDGE SUB 6TH FIL (17)
Legal Block	5
Legal Lot Number	26
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	NORTHWEST YELLOWSTONE
Census Block Group	2
Census Block	2093
Census Tract	1403

Owner

6859 Copper Ridge Loop is owned and occupied by two individuals who bought it in May 2019.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6859 COPPER RIDGE LOOP, BILLINGS, MT 59106-2670
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
May 28, 2019	Warranty Deed, Subdivision Related Transfer · Stand-Alone Refinance GUILD MORTGAGE CO
Jun 22, 2018	Trustee's Deed, Construction Loan · Line of Credit STOCKMAN BK/MT
Jun 29, 2018	Trustee's Deed, Construction Loan · Construction Mortgage COPPER RIDGE DEV CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2019 · Amount on File
Deed Sale	May 28, 2019 · Amount on File
Deed Document Number	20193884045
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	6859 COPPER RIDGE LOOP, BILLINGS, MT 59106-2670
Transaction Type	Mortgage
Record Updated	Jul 30, 2021
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003980756
Date	Jul 19, 2021
Instrument	3980756

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	76254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

May 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	May 28, 2019
Property Address	6859 COPPER RIDGE LOOP, BILLINGS, MT 59106-2670
Document Number	0003884045
Instrument Date	May 28, 2019
Instrument	3884045
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 17, 2021
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6859 COPPER RIDGE LOOP, BILLINGS, MT 59106-2670

Mortgage

Document Number	0003884046
Date	May 28, 2019
Instrument	3884046

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

June 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Jun 22, 2018
Property Address	6859 COPPER RIDGE LOOP, BILLINGS, MT 59106-2670
Instrument Date	Jun 11, 2018
Instrument	3852541
Transaction Type	Construction Loan
Record Updated	Jul 5, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2757 GREGORY DR S BILLINGS MT 591020509, BILLINGS, MT 59102-0509

Mortgage

Document Number	0003852541
Date	Jun 22, 2018
Instrument	3852541

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	BILLINGS, MT 59103

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Jun 29, 2018
Property Address	6859 COPPER RIDGE LOOP, BILLINGS, MT 59106-2670
Instrument Date	May 23, 2018
Instrument	3853279
Transaction Type	Construction Loan
Record Updated	Jan 14, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2757 GREGORY DR S BILLINGS MT 591020509, BILLINGS, MT 59102-0509

Mortgage

Document Number	0003853279
Date	Jun 29, 2018
Instrument	3853279

Lender

Name	COPPER RIDGE DEV CORP
Address	175 N 27TH ST # 900, BILLINGS, MT 59101-2065

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 28, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 6859 Copper Ridge Loop was $4,380.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$574,600 Land $85,265 Building $489,335	$574,600 Land $85,265 Building $489,335
2025	$4,380.00
2023	$4,419.00	$495,200	$495,200 Land $69,369 Building $425,831

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6859 Copper Ridge Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6859 Copper Ridge Loop is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 40% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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