6860 E Napier Ave, Benton Harbor, MI 49022 Property Records

Berrien County property record for 6860 E Napier Ave, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 1997
Lot Size	1.57 acres (68,389 sqft)
Owner	Individual Name on File
Last Sale	$149,750 (Jul 2021)
Tax Bill	$2,724 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-0028-0014-07-9`

Property Details

APN / Parcel Number

Primary APN	`01-0028-0014-07-9`
Alternative APN	`11-01-0028-0014-07-9`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,620 sqft Living Area
1st Floor Area	1,620 sqft
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Mobile Home
Lot Area	68,389 sqft (1.57 acres)
Garage Area	1,248 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	6860 E NAPIER AVE
City	BENTON HARBOR
State	MI
Zip	49022-9678
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	BEG AT PT ON E/W 1/4 LN OF SEC 28 T4S R17W 1986.33' E OF W1/4 PST OF SEC 28 TH E 270.0' TH S0DEG55' 27E 253.0' TH W 270.0' TH N0DEG 55'27"W 253.0' TO POB
Legal Range	17W
Legal Township	04S
Legal Section	28
Jurisdiction	BERRIEN MI
Township / Civil Division	BAINBRIDGE
Census Block Group	3
Census Block	3015
Census Tract	10400

Owner

6860 E Napier Ave is owned by an individual who bought it in July 2021.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	325 SUMMIT DR, WATERVLIET, MI 49098-9366
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2021 · Amount on File
Deed Sale	Jul 13, 2021 · Amount on File
Prior Sale	Jul 15, 2016 · Amount on File
Deed Book / Page	3335 / 2528
Prior Transfer Date	Apr 29, 2010
Prior Transfer Doc	02920/0715
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jul 13, 2021
Property Address	6860 E NAPIER AVE, BENTON HARBOR, MI 49022-9678
Document Number	03335/2528
Book / Page	3335 / 2528
Instrument Date	Jul 8, 2021
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6860 E NAPIER AVE, BENTON HARBOR, MI 49022-9678

Mortgage

Document Number	0033352530
Date	Jul 13, 2021
Instrument	3335/2530

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	67 Months
Due	Feb 1, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 6860 E Napier Ave was $2,724.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Bainbridge Township
Unified School District	Watervliet School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,500	$127,000
2025	$2,724.00
2023		$71,500	$143,000
2022	$1,651.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6860 E Napier Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6860 E Napier Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Mercury Fiber Fixed Wireless	150 / 20
Supernet Cable	100 / 25

May also be available: Midwest Energy & Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Napier Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures