6819 E Napier Ave, Benton Harbor, MI 49022 Property Records

Berrien County property record for 6819 E Napier Ave, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,488 sqft · built 1942
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$142,000 (Jul 2019)
Tax Bill	$1,383 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage May 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`01-0028-0006-07-6`

Property Details

APN / Parcel Number

Primary APN	`01-0028-0006-07-6`
Alternative APN	`11-01-0028-0006-07-6`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,488 sqft Living Area
1st Floor Area	1,488 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Lot Area	87,120 sqft (2 acres)
Garage Area	1,500 sqft
Parking Spaces	5 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6819 E NAPIER AVE
City	BENTON HARBOR
State	MI
Zip	49022-9678
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	BEG 1986.27' EAST OF THE W1/4 PST SEC 28 T4S R17W TH N0DEG51'48W 347.13' TH EAST 251' TH S0DEG51'48"E 347.13' TH W 251' TO POB
Legal Range	17W
Legal Township	04S
Legal Section	28
Jurisdiction	BERRIEN MI
Township / Civil Division	BAINBRIDGE
Census Block Group	3
Census Block	3012
Census Tract	10400

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6819 E NAPIER AVE, BENTON HARBOR, MI 49022-9678
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2019	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
May 1, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2019 · Amount on Record
Deed Sale	Jul 1, 2019 · Amount on Record
Prior Sale	Jul 1, 2019 · Amount on Record
Deed Book / Page	3242 / 364
Prior Transfer Date	Apr 30, 2019
Prior Transfer Doc	03236/0604
Record Updated	Oct 29, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jul 1, 2019
Property Address	6819 E NAPIER AVE, BENTON HARBOR, MI 49022-9678
Document Number	03242/0364
Book / Page	3242 / 0364
Instrument Date	Jun 27, 2019
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,221.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6819 E NAPIER AVE, BENTON HARBOR, MI 49022-9678

Mortgage

Document Number	0003242366
Date	Jul 1, 2019
Instrument	3242/366

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERRIEN MI
Recording Date	May 1, 2019
Property Address	6819 E NAPIER AVE, BENTON HARBOR, MI 49022-9678
Document Number	03236/0604
Book / Page	3236 / 0604
Instrument Date	Apr 30, 2019
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6880 E EMPIRE AVE, BENTON HARBOR, MI 49022-9477

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6819 E NAPIER AVE, BENTON HARBOR, MI 49022-9678

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Bainbridge Township
Unified School District	Watervliet School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$81,200 (+5.32%)	$162,400 (+5.32%)
2025	$1,383.00 (+3.06%) Homeowner's exemption	$77,100 (+20.85%)	$154,200 (+20.85%)
2024	$1,342.00 (+7.88%)
2023		$63,800	$127,600
2022	$1,244.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Mercury Fiber Fixed Wireless	150 / 20
Supernet Cable	100 / 25

May also be available: Midwest Energy & Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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