Monterey County property record for 686 Oak St, Monterey, CA 93940
| Property Type | Single Family Home (2+ on Parcel) |
|---|---|
| Details | 2 bd · 1 ba · 900 sqft · built 1953 |
| Lot Size | 0.134 acres (5,850 sqft) |
| Owner | Individual Name on File |
| Last Sale | $750,000 (May 2006) |
| Tax Bill | $11,941 (2025) |
| Deeds & Mortgages | Mar 2021 Transfer Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-116-011-000 |
| Primary APN | 001-116-011-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 900 sqft Living Area |
| Gross Area | 1,600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 5,850 sqft (0.134 acres) |
| Garage Type | Attached |
| Garage Area | 292 sqft |
| Parking Spaces | 1 Parking Space |
| Total Buildings | 3 Buildings |
| Heating System | Central |
|---|
| Street Address | 686 OAK ST |
|---|---|
| City | MONTEREY |
| State | CA |
| Zip | 93940-1323 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Single Family Home (2+ on Parcel) |
| Legal Description | HERRMANNS NEW MONTEREY LOT 16 BLK 33 |
| Legal Subdivision | HERRMANNS NEW MONTEREY |
| Legal Block | 33 |
| Legal Lot Number | 16 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 12503 |
Source: Monterey County records · APN 001-116-011-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | 2 Verified Secondary Owners |
| Mailing Address | 686 OAK ST, MONTEREY, CA 93940-1323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 08, 2021 | Intrafamily Transfer, Transfer NOT AVAILABLE, SPRUCE TITLE COMPANY |
| Mar 08, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | May 05, 2006 · Amount on Record |
| Deed Sale | May 05, 2006 · Amount on Record |
| Prior Sale | Mar 08, 2021 |
| Deed Document Number | 0000040551 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Mar 08, 2021 |
| Property Address | 686 OAK ST, MONTEREY, CA 93940-1323 |
| Document Number | 0000017215 |
| Map Reference | VOL 1 PG 11 |
| Instrument Date | Sep 17, 2020 |
| Instrument | 2021017215 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | NOT AVAILABLE, SPRUCE TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 686 OAK ST, MONTEREY, CA 93940-1323 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Mar 08, 2021 |
| Property Address | 686 OAK ST, MONTEREY, CA 93940-1323 |
| Document Number | 0000017213 |
| Map Reference | VOL 1 PG 11 |
| Instrument Date | Jul 17, 2020 |
| Instrument | 2021017213 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | NOT AVAILABLE, SPRUCE TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 686 OAK ST, MONTEREY, CA 93940-1323 |
| Document Number | 0000017214 |
|---|---|
| Date | Mar 08, 2021 |
| Instrument | 2021017214 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 175 Months |
| Due | Oct 01, 2035 |
Source: Monterey County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Monterey City |
| Unified School District | Monterey Peninsula Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $11,941.00 (+10.75%) Homeowner's exemption | $1,024,925 (+4.04%) Land $751,616 Building $273,309 |
| 2023 | $10,782.00 (+1.4%) Homeowner's exemption | $985,128 Land $722,431 Building $262,697 |
| 2022 | $10,633.00 |
Source: FEMA National Flood Hazard Layer as of July 15, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Razzolink Fixed Wireless | 500 / 250 |
May also be available: California Internet, Optimum Communications, T-Mobile USA, Verizon.
Based on FCC filings for 763 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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