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727 Oak St, Monterey, CA 93940 Property Records

Monterey County property record for 727 Oak St, Monterey, CA 93940

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,333 sqft · built 1949
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on Record
Tax Bill$4,417 (2025)
Deeds & MortgagesOct 2020 Mortgage
Nov 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN001-129-006-000

Property Details

APN / Parcel Number

Primary APN001-129-006-000
Alternative APN
  • 001-129-006

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,333 sqft Living Area
1st Floor Area1,333 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Architectural StyleCustom Design
Construction TypeWood
Lot Area5,000 sqft (0.115 acres)
Garage Area244 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number001-129-006
Street Address727 OAK ST
CityMONTEREY
StateCA
Zip93940-1211
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionWITHERS ADD TO MONTEREY LOT 26,28 BLK 2
Legal SubdivisionWITHERS ADD TO MONTEREY
Legal Block2
Legal Lot Number26,28
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group1
Census Block1005
Census Tract12503

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address727 OAK ST, MONTEREY, CA 93940-1211
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
BROKER SOLUTIONS INC
Nov 13, 2018Deed of Trust, Mortgage · Line of Credit
MONTEREY CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMar 3, 2000
Transfer Doc0000015486
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address727 OAK ST, MONTEREY, CA 93940-1211
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address727 OAK ST, MONTEREY, CA 93940-1211

Mortgage

Document Number0000053116
DateOct 5, 2020
Instrument2020053116
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2050

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address727 OAK ST, MONTEREY, CA 93940-1211
Document Number0000052816
Instrument DateNov 13, 2018
Transaction TypeMortgage
Record UpdatedDec 4, 2018
Title CompanyCHICAGO TITLE SALINAS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address727 OAK ST MONTEREY CA 939401211, MONTEREY, CA 93940-1211

Mortgage

Document Number0000052816
DateNov 19, 2018
Instrument52816
Lender
NameMONTEREY CU
AddressMONTEREY, CA 93940
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueNov 18, 2043
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalityMonterey City
Unified School DistrictMonterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$381,540 (+2%) Land $140,728 Building $240,812
2025$4,417.00 (+12.74%) Homeowner's exemption$374,060 (+4.04%) Land $137,969 Building $236,091
2023$3,918.00 (+1.42%) Homeowner's exemption$359,536 Land $132,612 Building $226,924
2022$3,863.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM WATER COMPANY - MONTEREY
private · serves 128,928 people · EPA ID CA2710004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Razzolink
Fixed Wireless		500 / 250

May also be available: GeoLinks, Optimum, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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