721 Oak St, Monterey, CA 93940 Property Records

Monterey County property record for 721 Oak St, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,758 sqft · built 1956
Lot Size	0.115 acres (5,000 sqft)
Owner	Company Name on File
Last Sale	$1,350,000 (Jul 2026)
Tax Bill	$12,399 (2025)
Deeds & Mortgages	Jul 2026 Sale Jul 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-129-007-000`

Property Details

APN / Parcel Number

Primary APN	`001-129-007-000`
Alternative APN	`001-129-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,758 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,000 sqft (0.115 acres)
Garage Area	186 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	001-129-007
Street Address	721 OAK ST
City	MONTEREY
State	CA
Zip	93940-1211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WITHERS ADD TO MONTEREY LOT 30 32 BLK 2
Legal Subdivision	WITHERS ADD TO MONTEREY
Legal Block	2
Legal Lot Number	30
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1005
Census Tract	12503

Owner

721 Oak St is owned by a company that bought it in July 2026.

Source: Monterey County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	925 GUNTER CT, ALPHARETTA, GA 30022-3502
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Jul 9, 2026	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Apr 18, 2023	Affidavit of Death of Joint Tenant, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Apr 18, 2023	Grant Deed, Transfer · Conventional Mortgage FLIP THAT CAPITAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2026 · Amount on File
Deed Sale	Jul 9, 2026 · Amount on File
Prior Sale	Mar 11, 2025 · Amount on File
Deed Document Number	202623253
Prior Transfer Date	Apr 12, 2023
Prior Transfer Doc	0000011451
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jul 10, 2026
Property Address	721 OAK ST, MONTEREY, CA 93940-1211
Document Number	0000023432
Instrument Date	Jul 10, 2026
Instrument	202623432
Transaction Type	Transfer
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	925 GUNTER CT, ALPHARETTA, GA 30022-3502

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jul 9, 2026
Property Address	721 OAK ST, MONTEREY, CA 93940-1211
Document Number	0000023253
Instrument Date	Jul 7, 2026
Instrument	202623253
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$149,985.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	925 GUNTER CT, ALPHARETTA, GA 30022-3502

Mortgage

Document Number	0000023254,
Date	Jul 9, 2026
Instrument	202623254

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MONTEREY CA
Recording Date	Apr 18, 2023
Property Address	721 OAK ST, MONTEREY, CA 93940-1211
Document Number	0000011451
Map Reference	VOL 1 PG 4
Instrument Date	Apr 14, 2023
Instrument	2023011451
Transaction Type	Transfer
Record Updated	May 2, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6076 EAGLECREST DR, HUNTINGTON BEACH, CA 92648-5546

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Apr 18, 2023
Property Address	721 OAK ST, MONTEREY, CA 93940-1211
Document Number	0000011452
Map Reference	VOL 1 PG 4
Instrument Date	Apr 12, 2023
Instrument	2023011452
Transaction Type	Transfer
Record Updated	May 2, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1596 LUXTON ST, SAND CITY, CA 93955-5036

Mortgage

Document Number	0000011453
Date	Apr 18, 2023
Instrument	2023011453

Lender

Name	FLIP THAT CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	13 Months
Due	May 1, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 721 Oak St was $12,399.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,071,000 (-0.06%) Land $714,000 Building $357,000
2025	$12,399.00	$1,071,612 Land $728,280 Building $343,332
2023	$2,791.00 (-18.94%) Homeowner's exemption	$255,266 Land $99,561 Building $155,705
2022	$3,443.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 721 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 721 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250

May also be available: GeoLinks, Optimum, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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