Monterey County property record for 659 Oak St, Monterey, CA 93940
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 829 sqft · built 1957 |
| Lot Size | 0.115 acres (5,009 sqft) |
| Owner | Individual Name on File |
| Last Sale | $279,000 (Jan 1999) |
| Tax Bill | $5,134 (2025) |
| Deeds & Mortgages | Apr 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-149-026-000 |
| Primary APN | 001-149-026-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 829 sqft Living Area |
| 1st Floor Area | 829 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 5,009 sqft (0.115 acres) |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Floor/Wall Furnace |
|---|
| Old Parcel Number | 001-149-026 |
|---|---|
| Street Address | 659 OAK ST |
| City | MONTEREY |
| State | CA |
| Zip | 93940-1322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WITHERS ADD TO MONTEREY LOT 14, 16 BLK 3 |
| Legal Subdivision | WITHERS ADD TO MONTEREY |
| Legal Block | 3 |
| Legal Lot Number | 14,16 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 12503 |
659 Oak St is owned and occupied by an individual who acquired it in March 2017.
Source: Monterey County records, as of August 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 659 OAK ST, MONTEREY, CA 93940-1322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 20, 1999 · Amount on File |
| Deed Sale | Jan 20, 1999 · Amount on File |
| Deed Document Number | 19994549 |
| Last Transfer Date | Mar 21, 2017 |
| Transfer Doc | 0000019209 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Apr 11, 2017 |
| Property Address | 659 OAK ST, MONTEREY, CA 93940-1322 |
| Document Number | 0000019209 |
| Map Reference | VOL1 PG4 |
| Instrument Date | Mar 21, 2017 |
| Instrument | 2017019209 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | STEWART TITLE OF CA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000019210 |
|---|---|
| Date | Apr 11, 2017 |
| Instrument | 2017019210 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 659 Oak St was $5,134 with a homeowner's exemption.
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Monterey City |
| Unified School District | Monterey Peninsula Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $446,121 (+2%) Land $279,828 Building $166,293 | |
| 2025 | $5,134.00 Homeowner's exemption | $437,375 Land $274,342 Building $163,033 |
| 2023 | $4,559.00 (+1.42%) Homeowner's exemption | $420,393 Land $263,690 Building $156,703 |
| 2022 | $4,495.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 659 Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 659 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Razzolink Fixed Wireless | 500 / 250 |
May also be available: GeoLinks, Optimum, T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
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