685 Tsalagi Trl, Murphy, NC 28906 Property Records

Cherokee County property record for 685 Tsalagi Trl, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 960 sqft · built 2016
Lot Size	0.94 acres (40,946 sqft)
Owner	Trust Name on File
Tax Bill	$1,199 (2025)
Deeds & Mortgages	Mar 2022 Transfer Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`457300984765000`

Property Details

APN / Parcel Number

Primary APN	`457300984765000`
Alternative APNs	`44787` `56984`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	960 sqft Heated Area
Gross Area	2,760 sqft
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	40,946 sqft (0.94 acres)
Lot Width	62 ft Width
Porch	Slab
Porch Area	468 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	56984
Street Address	685 TSALAGI TRL
City	MURPHY
State	NC
Zip	28906-2077
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 CHEROKEE WAY 1657/1
Legal Subdivision	CHEROKEE WAY
Legal Lot Number	11
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1087
Census Tract	930300

Owner

685 Tsalagi Trl is owner-occupied and held in a trust since February 2022.

Source: Cherokee County records, as of October 10, 2025

Owner of Record	Trust Name on File
Mailing Address	685 TSALAGI TRL, MURPHY, NC 28906-2077
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Intrafamily Transfer, Transfer
Sep 18, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Sep 18, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 28, 2022
Transfer Doc	001707/169
Record Updated	Sep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Mar 21, 2022
Property Address	685 TSALAGI TRL, MURPHY, NC 28906-2077
Document Number	001707/169
Book / Page	1707 / 169
Instrument Date	Feb 28, 2022
Instrument	1825
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	685 TSALAGI TRL, MURPHY, NC 28906-2077

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Sep 18, 2020
Property Address	685 TSALAGI TRL, MURPHY, NC 28906-2077
Document Number	1656/912
Book / Page	1656 / 912
Instrument Date	Sep 9, 2020
Instrument	5196
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	685 TSALAGI TRL, MURPHY, NC 28906-2077

Mortgage

Document Number	1656919
Date	Sep 18, 2020
Instrument	1656/919

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2035

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Sep 18, 2020
Property Address	685 TSALAGI TRL, MURPHY, NC 28906-2077
Document Number	1657/1
Book / Page	1657 / 1
Instrument Date	Sep 9, 2020
Instrument	5220
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	685 TSALAGI TRL, MURPHY, NC 28906-2077

Tax Assessment & Valuation

The 2025 property tax bill for 685 Tsalagi Trl was $1,199.

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,199.00	$165,450	$165,450 Land $18,000 Building $147,450
2023		$154,090	$154,090 Land $18,000 Building $136,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 685 Tsalagi Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 685 Tsalagi Trl is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 89% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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