526 Tsalagi Trl, Murphy, NC 28906 Property Records

Cherokee County property record for 526 Tsalagi Trl, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 960 sqft · built 2017
Lot Size	1.15 acres (50,094 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Jun 2023)
Tax Bill	$1,207 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`457300988437000`

Property Details

APN / Parcel Number

Primary APN	`457300988437000`
Alternative APNs	`47842` `60369`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	960 sqft Heated Area
Gross Area	1,504 sqft
1st Floor Area	960 sqft
Flooring	Combination, Other
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	50,094 sqft (1.15 acres)
Lot Dimensions	285 ft deep x 119 ft wide
Porch	Patio
Porch Area	96 sqft
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	60369
Street Address	526 TSALAGI TRL
City	MURPHY
State	NC
Zip	28906-2444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 CHEROKEE WAY 1588/689
Legal Subdivision	CHEROKEE WAY
Legal Lot Number	9
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1087
Census Tract	930300

Owner

Source: Cherokee County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	526 TSALAGI TRL, MURPHY, NC 28906-2444
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Oct 12, 2018	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jun 16, 2023	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP
Jun 1, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2023 · Amount on Record
Deed Sale	Jun 16, 2023 · Amount on Record
Prior Sale	Jun 1, 2018 · Amount on Record
Deed Document Number	20232923
Deed Book / Page	1736 / 1318
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Recording Date	Jun 12, 2026
Property Address	526 TSALAGI TRL, MURPHY, NC 28906-2444
Document Number	0000002899
Book / Page	1803 / 542
Instrument Date	May 29, 2026
Instrument	20262899
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	526 TSALAGI TRL, MURPHY, NC 28906-2444

Mortgage

Document Number	0000002899,
Date	Jun 12, 2026
Book Page	1803/542
Instrument	20262899

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 3, 2051

Interest

Rate	6.3%
Max Rate	-1%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	526 TSALAGI TRL, MURPHY, NC 28906-2444
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01598/0024
Date	Oct 12, 2018
Book Page	01598/0024
Instrument	04924

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Nov 1, 2058

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jun 16, 2023
Property Address	526 TSALAGI TRL, MURPHY, NC 28906-2444
Document Number	01736/1318
Book / Page	1736 / 1318
Instrument Date	May 18, 2023
Instrument	2923
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	526 TSALAGI TRL, MURPHY, NC 28906-2444

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	526 TSALAGI TRL, MURPHY, NC 28906-2444

Mortgage

Document Number	0017361321
Date	Jun 16, 2023
Instrument	1736/1321

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jun 1, 2018
Property Address	526 TSALAGI TRL, MURPHY, NC 28906-2444
Document Number	01588/0689
Book / Page	01588 / 0689
Instrument Date	May 21, 2018
Instrument	02658
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Tax	$284.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	620 GRAPE CREEK RD, 620, MURPHY, NC 28906-8645

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	526 TSALAGI TRL, MURPHY, NC 28906-2444

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,207.00	$167,610 (+20.75%)	$167,610 (+20.75%) Land $18,000 Building $149,610
2023		$138,810	$138,810 Land $18,000 Building $120,810

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 89% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Tsalagi Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures