550 Tsalagi Trl, Murphy, NC 28906 Property Records

Cherokee County property record for 550 Tsalagi Trl, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 900 sqft · built 2016
Lot Size	1.08 acres (47,045 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Oct 2022)
Tax Bill	$1,081 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`457300989634000`

Property Details

APN / Parcel Number

Primary APN	`457300989634000`
Alternative APNs	`52862` `58745`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	900 sqft Heated Area
Flooring	Wood
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Exterior Material	Wood Siding
Roof Material	Metal
Lot Area	47,045 sqft (1.08 acres)
Lot Dimensions	201 ft deep x 298 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	246 sqft
Deck Area	126 sqft
Patio Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	58745
Street Address	550 TSALAGI TRL
City	MURPHY
State	NC
Zip	28906-2444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 CHEROKEE WAY 1658/124
Legal Lot Number	22
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1087
Census Tract	930300

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	550 TSALAGI TRL, MURPHY, NC 28906-2444
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2022	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA
Sep 25, 2020	Warranty Deed, Transfer · Conventional Mortgage GROW FINANCIAL FCU
Mar 6, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2022 · Amount on Record
Deed Sale	Oct 21, 2022 · Amount on Record
Prior Sale	Sep 25, 2020 · Amount on Record
Deed Document Number	6773
Deed Book / Page	1723 / 250
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Oct 21, 2022
Property Address	550 TSALAGI TRL, MURPHY, NC 28906-2444
Document Number	001723/250
Book / Page	1723 / 250
Instrument Date	Sep 29, 2022
Instrument	6773
Transaction Type	Transfer
Record Updated	Nov 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$730.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	550 TSALAGI TRL, 550, MURPHY, NC 28906-2444

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 TSALAGL TRL, MURPHY, NC 28906-2444

Mortgage

Document Number	0001723253
Date	Oct 21, 2022
Instrument	1723/253

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Sep 25, 2020
Property Address	550 TSALAGI TRL, MURPHY, NC 28906-2444
Document Number	001658/124
Book / Page	1658 / 124
Instrument Date	Sep 10, 2020
Instrument	5420
Transaction Type	Transfer
Record Updated	Oct 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3896 OSPREY POINTE CIR, 3896, WINTER HAVEN, FL 33884-2590

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	711 BRANTENBURG WAY, LUTZ, FL 33548-7932

Mortgage

Document Number	0001658127
Date	Sep 25, 2020
Instrument	1658/127

Lender

Name	GROW FINANCIAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

March 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Mar 6, 2017
Property Address	550 TSALAGI TRL, MURPHY, NC 28906-2444
Document Number	01555/1041
Book / Page	01555 / 1041
Instrument Date	Mar 6, 2017
Instrument	00951
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$252.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	501 GRAPE CREEK RD, 501, MURPHY, NC 28906-6696

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1216, DUNDEE, FL 33838-1216

Mortgage

Document Number	0000000952
Date	Mar 6, 2017
Instrument	00952

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,081.00	$148,670 (+5.69%)	$148,670 (+5.69%) Land $18,000 Building $130,670
2023		$140,670	$140,670 Land $18,000 Building $122,670

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 89% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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