620 Tsalagi Trl, Murphy, NC 28906 Property Records

Cherokee County property record for 620 Tsalagi Trl, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 640 sqft · built 2016
Lot Size	0.619 acres (27,007 sqft)
Owner	Individual Name on File
Last Sale	$172,000 (Aug 2021)
Tax Bill	$927 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`457300988992000`

Property Details

APN / Parcel Number

Primary APN	`457300988992000`
Alternative APN	`55428`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	640 sqft Heated Area
Flooring	Wood
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	27,007 sqft (0.619 acres)
Lot Dimensions	124 ft deep x 259 ft wide
Terrain	Mountain
Porch	Open Porch
Porch Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	55428
Street Address	620 TSALAGI TRL
City	MURPHY
State	NC
Zip	28906-2077
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT 20 CHEROKEE WAY 1552/729
Legal Lot Number	20
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1087
Census Tract	930300

Owner

Source: Cherokee County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	104 MOCKERNUT DR, LADSON, SC 29456-3892
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP
Jan 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jan 10, 2017	Warranty Deed, Transfer · Conventional Mortgage ENTEGRA BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 23, 2021 · Amount on Record
Deed Sale	Aug 23, 2021 · Amount on Record
Prior Sale	Jan 10, 2017 · Amount on Record
Deed Document Number	5602
Deed Book / Page	1688 / 1414
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Aug 23, 2021
Property Address	620 TSALAGI TRL, MURPHY, NC 28906-2077
Document Number	1688/1414
Book / Page	1688 / 1414
Instrument Date	Jul 15, 2021
Instrument	5602
Transaction Type	Transfer
Record Updated	Sep 3, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$344.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	620 TSALAGI TRL, 620, MURPHY, NC 28906-2077

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	104 MOCKERNUT DR, LADSON, SC 29456-3892

Mortgage

Document Number	16881417
Date	Aug 23, 2021
Instrument	1688/1417

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	620 TSALAGI TRL, MURPHY, NC 28906-2077
Transaction Type	Mortgage
Record Updated	Feb 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1670/1451
Date	Jan 28, 2021
Book Page	1670/1451
Instrument	623

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2031

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jan 10, 2017
Property Address	620 TSALAGI TRL, MURPHY, NC 28906-2077
Document Number	01552/0729
Book / Page	01552 / 0729
Instrument Date	Jan 9, 2017
Instrument	00117
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$178.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2923 UPPER PEACHTREE RD, 2923, MURPHY, NC 28906-9182

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 TSALAGI TRL, MURPHY, NC 28906-2077

Mortgage

Document Number	00118
Date	Jan 10, 2017
Instrument	00118

Lender

Name	ENTEGRA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2032

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$927.00	$121,150 (-)	$121,150 (-) Land $25,000 Building $96,150
2023		$121,150	$121,150 Land $25,000 Building $96,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 89% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain Electric Membership Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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