Kenton County property record for 685 Clover Dr, Covington, KY 41015 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,232 sqft · built 1960 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Sep 2018) |
| Tax Bill | $1,493 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Nov 2025 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 059-30-00-106.00 |
| Primary APN | 059-30-00-106.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,232 sqft Finished Area |
| Gross Area | 1,412 sqft |
| Year Built | Built 1960 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 18,731 sqft (0.43 acres) |
| Lot Dimensions | 225 ft deep x 80 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Old Parcel Number | 0593000106.00 |
|---|---|
| Street Address | 685 CLOVER DR |
| City | COVINGTON |
| State | KY |
| Zip | 41015-2304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GRANDVIEW LOT 6 |
| Legal Subdivision | GRANDVIEW |
| Legal Lot Number | 6 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 65300 |
Source: Kenton County records · APN 059-30-00-106.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 685 CLOVER DR, COVINGTON, KY 41015-2304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 04, 2025 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Nov 04, 2025 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Sep 18, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 18, 2018 · Amount on Record |
| Deed Sale | Sep 18, 2018 · Amount on Record |
| Prior Sale | Feb 11, 2009 · Amount on Record |
| Deed Document Number | 0000416758 |
| Deed Book / Page | 4167 / 58 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 685 CLOVER DR, COVINGTON, KY 41015-2304 |
| Transaction Type | Mortgage |
| Record Updated | Dec 03, 2025 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 685 CLOVER DR, COVINGTON, KY 41015-2304 |
| Document Number | 0005900127 |
|---|---|
| Date | Nov 04, 2025 |
| Book Page | KCM 703/634 |
| Instrument | 25110405900127 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55343 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 18, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 685 CLOVER DR, COVINGTON, KY 41015-2304 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 685 CLOVER DR, COVINGTON, KY 41015-2304 |
| Document Number | 0005900127 |
|---|---|
| Date | Nov 04, 2025 |
| Book Page | KCM 703/634 |
| Instrument | 25110405900127 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55343 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 18, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 18, 2018 |
| Property Address | 685 CLOVER DR, COVINGTON, KY 41015-2304 |
| Document Number | 0000000364 |
| Book / Page | 0I4167 / 000058 |
| Instrument Date | Sep 17, 2018 |
| Instrument | 364 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $145.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 685 CLOVER DR COVINGTON KY 410152304, COVINGTON, KY 41015-2304 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,493.00 (-8.69%) Homeowner's exemption | $199,800 (-) Land $20,000 Building $179,800 | $199,800 (-) Land $20,000 Building $179,800 |
| 2023 | $1,635.00 Homeowner's exemption | $199,800 Land $20,000 Building $179,800 | $199,800 Land $20,000 Building $179,800 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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