Kenton County property record for 684 Clover Dr, Covington, KY 41015 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1958 |
| Square Footage | 1,025 sqft Finished Area |
| Lot Size | 16,117 sqft (0.369 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $135,000 (2017) |
| Tax Bill | $1,885.00 (2025) |
| Primary APN | 059-30-00-114.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,025 sqft Finished Area |
| Gross Area | 1,277 sqft Gross Area |
| Stories | 1 Stories |
| Year Built | Built 1958 |
|---|---|
| Exterior Material | Brick Exterior |
| Foundation Type | Concrete Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 16,117 sqft (0.369 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Old Parcel Number | 0593000114.00 |
|---|---|
| Street Address | 684 CLOVER DR |
| City | COVINGTON |
| State | KY |
| Zip | 41015-2305 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GRANDVIEW LOT 24 |
| Legal Subdivision | GRANDVIEW |
| Legal Lot Number | 24 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 4 |
| Census Block | 4003 |
| Census Tract | 65300 |
Source: Kenton County records · APN 059-30-00-114.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 684 CLOVER DR, COVINGTON, KY 41015-2305 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 12, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK |
| Sep 07, 2017 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 07, 2017 · Amount on Record |
| Deed Sale | Sep 07, 2017 · Amount on Record |
| Deed Doc Number | 0003996127 |
| Deed Book / Page | 3996 / 127 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 684 CLOVER DR, COVINGTON, KY 41015-2305 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005900101 |
|---|---|
| Date | Aug 12, 2021 |
| Book Page | 255/555 |
| Instrument | 21081205900101 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 06, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 07, 2017 |
| Property Address | 684 CLOVER DR, COVINGTON, KY 41015-2305 |
| Document Number | 0000000167 |
| Book / Page | 0I3996 / 000127 |
| Instrument Date | Aug 31, 2017 |
| Instrument | 167 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2019 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $135.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 684 CLOVER DR COVINGTON KY 410152305, COVINGTON, KY 41015-2305 |
| Document Number | 168 |
|---|---|
| Date | Sep 07, 2017 |
| Book Page | 003996/000129 |
| Instrument | 168 |
| Name | FIFTH THIRD MTG |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 06, 2032 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,885.00 (-7.05%) | $190,300 (-) Land $20,000 Building $170,300 | $190,300 (-) Land $20,000 Building $170,300 |
| 2023 | $2,028.00 | $190,300 Land $20,000 Building $170,300 | $190,300 Land $20,000 Building $170,300 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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