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680 Clover Dr, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 680 Clover Dr, Covington, KY 41015 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1962
Square Footage1,025 sqft Finished Area
Lot Size9,583 sqft (0.219 acres)
GarageAttached
OccupancyOwner Occupied
Tax Bill$2,155.00 (2025)

Property Details

APN / Parcel Number

Primary APN059-30-00-113.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,025 sqft Finished Area
Gross Area1,580 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1962
Exterior MaterialBrick Exterior
Foundation TypeConcrete Foundation
Roof MaterialComposition Shingle Roof
Lot Area9,583 sqft (0.219 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number0593000113.00
Street Address680 CLOVER DR
CityCOVINGTON
StateKY
Zip41015-2305
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGRANDVIEW LOT 23
Legal SubdivisionGRANDVIEW
Legal Lot Number23
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup4
Census Block4003
Census Tract65300

Owner

Source: Kenton County records · APN 059-30-00-113.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address680 CLOVER DR, COVINGTON, KY 41015-2305
OccupancyOwner Occupied
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Jun 08, 2023Deed of Trust, Mortgage · Line of Credit
FIRST NATIONAL BANK OF KENTUCKY
Oct 04, 2021Warranty Deed, Transfer · Conventional Mortgage
AMERICAN MORTGAGE SERVICE CO
Jan 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SVGS BK
Sep 05, 2018Warranty Deed, Transfer · Conventional Mortgage
GUARDIAN SVGS BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 08, 2023
Deed SaleJun 08, 2023
Prior SaleSep 05, 2018 · Amount on Record
Deed Doc Number0000023051
Deed Book / Page121 / 595
Prior Transfer DateOct 04, 2021
Prior Transfer Doc21100405900101
Record RefreshedJun 08, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address680 CLOVER DR, COVINGTON, KY 41015-2305
Transaction TypeMortgage
Record UpdatedJun 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3431 HEATHERMOOR BLVD, COVINGTON, KY 41015-4220

Mortgage

Document Number0005900025
DateJun 08, 2023
Book PageKCM 467/717
Instrument23060805900025
Lender
NameFIRST NATIONAL BANK OF KENTUCKY
TypeBank
AddressCOVINGTON, KY 41011
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJun 07, 2038

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateOct 04, 2021
Property Address680 CLOVER DR, COVINGTON, KY 41015-2305
Document Number0005900101
Book / Page121 / 595
Map ReferenceMB 8 PG 4
Instrument DateSep 28, 2021
Instrument21100405900101
Transaction TypeTransfer
Record UpdatedDec 31, 2021
Title Company360 AMERICAN TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 15312, COVINGTON, KY 41015-0312

Transferred To (Grantee/Buyer)

NameVerified Name
Address680 CLOVER DR, COVINGTON, KY 41015-2305

Mortgage

Document Number0005900102
DateOct 04, 2021
Book Page280/417
Instrument21100405900102
Lender
NameAMERICAN MORTGAGE SERVICE CO
TypeMortgage Company
AddressCINCINNATI, OH 45246
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address680 CLOVER DR, COVINGTON, KY 41015-2305
Document Number0000000029
Instrument DateJan 21, 2021
Transaction TypeMortgage
Record UpdatedApr 29, 2021
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address680 CLOVER DR COVINGTON KY 410152305, COVINGTON, KY 41015-2305

Mortgage

Document Number0000000029
DateJan 28, 2021
Book Page00M159/000120
Instrument29
Lender
NameGUARDIAN SVGS BK
TypeFederal Savings Bank (FSB)
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 27, 2036

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateSep 05, 2018
Property Address680 CLOVER DR, COVINGTON, KY 41015-2305
Document Number0000000154
Book / Page0I4159 / 000169
Instrument DateAug 23, 2018
Instrument154
Transaction TypeTransfer
Record UpdatedSep 24, 2018
Title CompanySTERLING LAND TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$125.50
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address15 W 30TH ST COVINGTON KY 410151210, COVINGTON, KY 41015-1210

Mortgage

Document Number155
DateSep 05, 2018
Book Page0I4159/000171
Instrument155
Lender
NameGUARDIAN SVGS BK
TypeFederal Savings Bank (FSB)
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueSep 04, 2038

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,155.00 (+3.76%)$217,500 (+11.6%) Land $20,000 Building $197,500$217,500 (+11.6%) Land $20,000 Building $197,500
2023$2,077.00$194,900 Land $20,000 Building $174,900$194,900 Land $20,000 Building $174,900

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