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692 Clover Dr, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 692 Clover Dr, Covington, KY 41015 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,688 sqft · built 1999
Lot Size2.87 acres (125,148 sqft)
Owner2 Individual Names on File
Last Sale$545,000 (Mar 2024)
Tax Bill$5,400 (2025)
Deeds & MortgagesMar 2024 Mortgage
Jun 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN059-30-00-116.02

Property Details

APN / Parcel Number

Primary APN059-30-00-116.02

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,688 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialAluminum/Vinyl
Lot Area125,148 sqft (2.87 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address692 CLOVER DR
CityCOVINGTON
StateKY
Zip41015-2305
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2.873 AC NS CLOVER DR 20' SW OF LOT 25 GRANDVIEW SUB
Legal SubdivisionGRANDVIEW SUBD
Legal Lot Number25
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group4
Census Block4003
Census Tract65300

Owner

Source: Kenton County records · APN 059-30-00-116.02

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address692 CLOVER DR, COVINGTON, KY 41015-2305
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 08, 2024Deed of Trust, Mortgage · FHA Mortgage
STOCKTON MORTGAGE CORP
Jun 22, 2021Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Nov 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
KEMBA CU
Feb 11, 2019Warranty Deed, Transfer · Line of Credit
AMERICAN MTG SVC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 08, 2024 · Amount on Record
Deed SaleMar 08, 2024 · Amount on Record
Prior SaleJun 22, 2021 · Amount on Record
Deed Document Number2024104
Deed Book / Page273 / 254
Prior Transfer DateJun 16, 2010
Prior Transfer Doc0005900171
Record UpdatedJun 08, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address692 CLOVER DR, COVINGTON, KY 41015-2305
Transaction TypeMortgage
Record UpdatedMar 22, 2024
Title CompanySPRINGDALE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1156 BIRCH ST, NEWPORT, KY 41071-2402

Mortgage

Document Number0005900105
DateMar 08, 2024
Book PageKCM 531/511
Instrument24030805900105
Lender
NameSTOCKTON MORTGAGE CORP
TypeMortgage Company
AddressFRANKFORT, KY 40601
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJun 22, 2021
Property Address692 CLOVER DR, COVINGTON, KY 41015-2305
Document Number0005900049
Book / Page99 / 436
Instrument DateJun 11, 2021
Instrument21062205900049
Transaction TypeTransfer
Record UpdatedJul 05, 2021
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address17257 TULIP POPLAR RD, 17257, BEAVERDAM, VA 23015-1755

Transferred To (Grantee/Buyer)

NameVerified Name
Address692 CLOVER DR, COVINGTON, KY 41015-2305

Mortgage

Document Number0005900050
DateJun 22, 2021
Instrument21062205900050
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address692 CLOVER DR, COVINGTON, KY 41015-2305
Document Number0000000240
Instrument DateNov 17, 2020
Transaction TypeMortgage
Record UpdatedDec 29, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address692 CLOVER DR COVINGTON KY 410152305, COVINGTON, KY 41015-2305

Mortgage

Document Number0000000240
DateDec 01, 2020
Book Page00M133/000374
Instrument240
Lender
NameKEMBA CU
TypeCredit Union
AddressWEST CHESTER, OH 45069
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 30, 2050

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateFeb 11, 2019
Property Address692 CLOVER DR, COVINGTON, KY 41015-2305
Document Number0000000216
Book / Page0I4224 / 000274
Instrument DateFeb 06, 2019
Instrument216
Transaction TypeTransfer
Record UpdatedMar 11, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$349.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address692 CLOVER DR COVINGTON KY 410152305, COVINGTON, KY 41015-2305

Mortgage

Document Number218
DateFeb 11, 2019
Book Page0I4224/000278
Instrument218
Lender
NameAMERICAN MTG SVC
TypeMortgage Company
AddressCINCINNATI, OH 45246
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 10, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,400.00 (+19.21%)$545,000 (+28.24%) Land $50,000 Building $495,000$545,000 (+28.24%) Land $50,000 Building $495,000
2023$4,530.00$425,000 Land $50,000 Building $375,000$425,000 Land $50,000 Building $375,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170653004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 161 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber3,000 / 3,000
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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