Monmouth County and Middletown Township property record for 684 Locust Point Rd, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 3,740 sqft · built 2021 |
| Lot Size | 0.491 acres (21,400 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,240,000 (Jan 2022) |
| Tax Bill | $22,381 (2025) |
| Deeds & Mortgages | Jan 2022 Sale Jun 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-00840-0000-00008-02 |
| Primary APN | 32-00840-0000-00008-02 |
|---|---|
| Alternative APNs |
|
| Building Area | 3,740 sqft Living Area |
|---|
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 21,400 sqft (0.491 acres) |
| Lot Dimensions | 214 ft deep x 100 ft wide |
| Old Parcel Number | 3201432000000012 |
|---|---|
| Street Address | 684 LOCUST POINT RD |
| City | RUMSON |
| State | NJ |
| Zip | 07760-2322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R22 |
| Legal Description | ADDITIONAL LOTS: 8.03 |
| Legal Subdivision | BRAMWELL ANDREW ESTATE |
| Legal Block | 840 |
| Legal Lot Number | 8.2 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 800900 |
Source: Monmouth County and Middletown Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 684 LOCUST POINT RD, RUMSON, NJ 07760-2322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 19, 2022 | Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Jun 12, 2019 | Grant Deed, Transfer COASTAL TITLE, COASTAL TITLE AGENCY INC |
| Jun 12, 2019 | Grant Deed, Transfer COASTAL TITLE, COASTAL TITLE AGENCY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 19, 2022 · Amount on Record |
| Deed Sale | Jan 19, 2022 · Amount on Record |
| Prior Sale | Jun 12, 2019 · Amount on Record |
| Deed Document Number | 20226340 |
| Deed Book / Page | 9572 / 5423 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jan 19, 2022 |
| Property Address | 684 LOCUST POINT RD, RUMSON, NJ 07760-2322 |
| Document Number | 0095725423 |
| Book / Page | 9572 / 5423 |
| Instrument Date | Jan 10, 2022 |
| Instrument | 2022006340 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2024 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $24,879.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 37 ACKER DR, MIDDLETOWN, NJ 07748-1614 |
| Name | Verified Name |
|---|---|
| Address | 684 LOCUST POINT RD, RUMSON, NJ 07760-2322 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jun 12, 2019 |
| Property Address | 684 LOCUST POINT RD, RUMSON, NJ 07760-2322 |
| Document Number | 0000051665 |
| Book / Page | 009352 / 006491 |
| Instrument Date | Jun 5, 2019 |
| Instrument | 51665 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2019 |
| Title Company | COASTAL TITLE, COASTAL TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $100.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 37 ACKER DR MIDDLETOWN NJ 077481614, MIDDLETOWN, NJ 07748-1614 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jun 12, 2019 |
| Property Address | 684 LOCUST POINT RD, RUMSON, NJ 07760-2322 |
| Document Number | 0000051690 |
| Book / Page | 009352 / 006624 |
| Instrument Date | Jun 5, 2019 |
| Instrument | 51690 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2019 |
| Title Company | COASTAL TITLE, COASTAL TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $100.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 37 ACKER DR MIDDLETOWN NJ 077481614, MIDDLETOWN, NJ 07748-1614 |
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,419,900 (+2.39%) Land $568,400 Building $851,500 | $1,419,900 (+2.39%) Land $568,400 Building $851,500 | |
| 2025 | $22,381.00 (+6.99%) | $1,386,700 (+11.91%) Land $533,800 Building $852,900 | $1,386,700 (+11.91%) Land $533,800 Building $852,900 |
| 2024 | $20,919.00 (+6.32%) | ||
| 2023 | $1,239,100 (+413.72%) Land $412,600 Building $826,500 | $1,239,100 (+413.72%) Land $412,600 Building $826,500 | |
| 2022 | $19,675.00 (+324.03%) | $241,200 Land $241,200 | $241,200 Land $241,200 |
| 2021 | $4,640.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 13 (1984–2012) |
| Claims Outside the SFHA | 9 of 13 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 58% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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