Monmouth County and Middletown Township property record for 673 Locust Point Rd, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,019 sqft · built 1966 |
| Lot Size | 0.287 acres (12,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $325,000 (Feb 2017) |
| Tax Bill | $10,878 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit Feb 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-00840-01-00013 |
| Primary APN | 32-00840-01-00013 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,019 sqft Living Area |
| 1st Floor Area | 944 sqft |
| Basement Area | 832 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 12,500 sqft (0.287 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| Garage Area | 224 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 512 sqft |
| Deck Area | 264 sqft |
| Sewer | Connected |
|---|
| Account Number | 549 |
|---|---|
| Street Address | 673 LOCUST POINT RD |
| City | RUMSON |
| State | NJ |
| Zip | 07760-2323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | ALSO LOT 15 NIT 1A |
| Legal Subdivision | NAVESINK |
| Legal Block | 840.1 |
| Legal Lot Number | 13 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 4 |
| Census Block | 4031 |
| Census Tract | 800900 |
Source: Monmouth County and Middletown Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 673 LOCUST POINT RD, RUMSON, NJ 07760-2323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Feb 21, 2017 | Grant Deed, Transfer · Conventional Mortgage AMERICAN FIN'L NETWORK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 21, 2017 · Amount on Record |
| Deed Sale | Feb 21, 2017 · Amount on Record |
| Deed Document Number | 201719244 |
| Deed Book / Page | 9213 / 9878 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 673 LOCUST POINT RD, RUMSON, NJ 07760-2323 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2021 |
| Name | Verified Name |
|---|---|
| Address | 673 LOCUST POINT RD, RUMSON, NJ 07760-2323 |
| Document Number | 0095205156 |
|---|---|
| Date | Jun 16, 2021 |
| Book Page | 9520/5156 |
| Instrument | 2021095049 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Feb 21, 2017 |
| Property Address | 673 LOCUST POINT RD, RUMSON, NJ 07760-2323 |
| Document Number | 0000019244 |
| Book / Page | 009213 / 009878 |
| Instrument Date | Feb 7, 2017 |
| Instrument | 19244 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2017 |
| Title Company | AFRM TITLE AND ABSTRACT LLC, AFRM TITLE & ABS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $325.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 673 LOCUST POINT RD LOCUST NJ 077602323, LOCUST, NJ 07760-2323 |
| Document Number | 19245 |
|---|---|
| Date | Feb 21, 2017 |
| Book Page | 009213/009902 |
| Name | AMERICAN FIN'L NETWORK |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 20, 2047 |
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $707,900 (+5.03%) Land $519,100 Building $188,800 | $707,900 (+5.03%) Land $519,100 Building $188,800 | |
| 2025 | $10,878.00 (+2.99%) | $674,000 (+21.88%) Land $486,900 Building $187,100 | $674,000 (+21.88%) Land $486,900 Building $187,100 |
| 2024 | $10,562.00 (+31.34%) | ||
| 2023 | $553,000 Land $418,200 Building $134,800 | $553,000 Land $418,200 Building $134,800 | |
| 2022 | $8,042.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (1992–2012) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 58% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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