Monmouth County and Middletown Township property record for 680 Locust Point Rd, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,720 sqft · built 1996 |
| Lot Size | 0.586 acres (25,520 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,075,000 (Oct 2024) |
| Tax Bill | $16,861 (2025) |
| Deeds & Mortgages | Oct 2023 Second Mortgage Jul 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-00840-0000-00008-06 |
| Primary APN | 32-00840-0000-00008-06 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,720 sqft Living Area |
| 1st Floor Area | 1,460 sqft |
| Upper Floors Area | 1,480 sqft |
| Basement Area | 1,228 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 25,520 sqft (0.586 acres) |
| Lot Dimensions | 116 ft deep x 220 ft wide |
| Garage Area | 308 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Deck Area | 416 sqft |
| Patio Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 8425 |
|---|---|
| Street Address | 680 LOCUST POINT RD |
| City | RUMSON |
| State | NJ |
| Zip | 07760-2322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R22 |
| Legal Description | ADDITIONAL LOTS: 8.07 |
| Legal Subdivision | NAVESINK |
| Legal Block | 840 |
| Legal Lot Number | 8.6 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 800900 |
Source: Monmouth County and Middletown Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 680 LOCUST POINT RD, RUMSON, NJ 07760-2322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 17, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage POLICE & FIRE FCU |
| Jul 13, 2021 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Oct 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2024 · Amount on Record |
| Deed Sale | Oct 7, 2024 · Amount on Record |
| Prior Sale | Jun 12, 2019 · Amount on Record |
| Deed Document Number | 202469754 |
| Deed Book / Page | 9707 / 5135 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 680 LOCUST POINT RD, RUMSON, NJ 07760-2322 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0096638876 |
|---|---|
| Date | Oct 17, 2023 |
| Book Page | 9663/8876 |
| Instrument | 2023072279 |
| Name | POLICE & FIRE FCU |
|---|---|
| Type | Credit Union |
| Address | BENSALEM, PA 19020 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 680 LOCUST POINT RD, RUMSON, NJ 07760-2322 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 680 LOCUST POINT RD, RUMSON, NJ 07760-2322 |
| Document Number | 0095269329 |
|---|---|
| Date | Jul 13, 2021 |
| Book Page | 9526/9329 |
| Instrument | 2021107040 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jul 10, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 680 LOCUST POINT RD, RUMSON, NJ 07760-2322 |
| Document Number | 0000127579 |
| Instrument Date | Oct 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 680 LOCUST POINT RD RUMSON NJ 077602322, RUMSON, NJ 07760-2322 |
| Document Number | 0000127579 |
|---|---|
| Date | Oct 29, 2020 |
| Book Page | 009453/002879 |
| Instrument | 127579 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 28, 2050 |
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,084,800 (+3.84%) Land $588,500 Building $496,300 | $1,084,800 (+3.84%) Land $588,500 Building $496,300 | |
| 2025 | $16,861.00 (+14.89%) | $1,044,700 (+21.18%) Land $552,900 Building $491,800 | $1,044,700 (+21.18%) Land $552,900 Building $491,800 |
| 2024 | $14,676.00 (+7.79%) | ||
| 2023 | $862,100 Land $431,000 Building $431,100 | $862,100 Land $431,000 Building $431,100 | |
| 2022 | $13,615.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 13 (1984–2012) |
| Claims Outside the SFHA | 9 of 13 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 58% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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