676 Locust Point Rd, Rumson, NJ 07760 Property Records

Monmouth County and Middletown Township property record for 676 Locust Point Rd, Rumson, NJ 07760 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,022 sqft · built 1963
Lot Size	1.54 acres (67,300 sqft)
Owner	Individual Name on File
Last Sale	$1,215,000 (Aug 2024)
Tax Bill	$16,521 (2025)
Deeds & Mortgages	Jan 2019 Sale & Mortgage Oct 2018 Transfer
Flood Zone	Zone X (moderate risk)
APN	`32-00840-0000-00009-01`

Property Details

APN / Parcel Number

Primary APN	`32-00840-0000-00009-01`
Alternative APNs	`3200840000000009` `6325`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,022 sqft Living Area
1st Floor Area	1,142 sqft
Basement Area	1,002 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	67,300 sqft
Lot Dimensions	515 ft deep x 312 ft wide
Porch	Open Porch
Deck Area	Deck Area

Location & Zoning

Account Number	6325
Street Address	676 LOCUST POINT RD
City	RUMSON
State	NJ
Zip	07760-2322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	840
Legal Lot Number	9.1
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1006
Census Tract	800900

Owner

Source: Monmouth County and Middletown Township records · APN 32-00840-0000-00009-01

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	676 LOCUST POINT RD, RUMSON, NJ 07760-2322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 08, 2019	Grant Deed, Transfer · Conventional Mortgage CITIBANK
Oct 19, 2018	Quit Claim Deed, Transfer MCT TITLE SERVICES LLC, SCOTT TITLE SVCS LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 01, 2024 · Amount on Record
Deed Sale	Aug 01, 2024 · Amount on Record
Prior Sale	Jan 08, 2019 · Amount on Record
Deed Document Number	202451865
Deed Book / Page	9698 / 1934
Prior Transfer Date	Oct 17, 2018
Prior Transfer Doc	0000102785
Record Updated	Sep 20, 2026

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jan 08, 2019
Property Address	676 LOCUST POINT RD, RUMSON, NJ 07760-2322
Document Number	0000001894
Book / Page	009329 / 007115
Instrument Date	Dec 27, 2018
Instrument	1894
Transaction Type	Transfer
Record Updated	Aug 08, 2019
Title Company	TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$662.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	676 LOCUST POINT RD LOCUST NJ 077602322, LOCUST, NJ 07760-2322

Mortgage

Document Number	1895
Date	Jan 08, 2019
Book Page	009329/007140
Instrument	1895

Lender

Name	CITIBANK
Type	Bank
Address	O'FALLON, MO 63368-2240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 07, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Oct 19, 2018
Property Address	676 LOCUST POINT RD, RUMSON, NJ 07760-2322
Document Number	0000102785
Book / Page	009317 / 001687
Instrument Date	Oct 11, 2018
Instrument	102785
Transaction Type	Transfer
Record Updated	Aug 08, 2019
Title Company	MCT TITLE SERVICES LLC, SCOTT TITLE SVCS LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	664 LOCUST POINT RD LOCUST NJ 077602322, LOCUST, NJ 07760-2322

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,200,400 (+17.27%) Land $706,900 Building $493,500	$1,200,400 (+17.27%) Land $706,900 Building $493,500
2025	$16,521.00 (+30.08%)	$1,023,600 (+36.52%) Land $535,500 Building $488,100	$1,023,600 (+36.52%) Land $535,500 Building $488,100
2024	$12,701.00 (-0.59%)
2023		$749,800 Land $362,900 Building $386,900	$749,800 Land $362,900 Building $386,900
2022	$12,776.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258009001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	13 (1984–2012)
Claims Outside the SFHA	9 of 13
Most Recent Claim	Oct 2012, rainfall accumulation, Hurricane Sandy
Claims By Storm	Hurricane Sandy, Oct 2012 · 7 claims Hurricane Irene, Aug 2011 · 3 claims

Wildfire

Wildfire Risk	Low above 37% of the US · above 58% of New Jersey
Wildfire Likelihood	About 1 in 1,754 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 284 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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