Volusia County property record for 684 Cavern Ter, Deltona, FL 32738
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,131 sqft · built 1986 |
| Lot Size | 0.239 acres (10,414 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $43,000 (Apr 1986) |
| Tax Bill | $1,393 (2024) |
| Deeds & Mortgages | Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8130-21-11-0040 |
| Primary APN | 8130-21-11-0040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,131 sqft Living Area |
| 1st Floor Area | 1,131 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Wood Siding |
| Construction Type | Wood Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 10,414 sqft (0.239 acres) |
| Lot Dimensions | 127 ft deep x 82 ft wide |
| Garage Type | Attached |
| Garage Area | 299 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 299 sqft |
| Patio Area | 490 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 2712538.0 |
|---|---|
| Old Parcel Number | 31183021110040 |
| Street Address | 684 CAVERN TER |
| City | DELTONA |
| State | FL |
| Zip | 32738-8702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 BLK 579 DELTONA LAKES UNIT 21 MB 27 PGS 7-10 INC PER OR 2807 PG 0893 |
| Legal Range | 31E |
| Legal Township | 18S |
| Legal Section | 30 |
| Legal Subdivision | DELTONA |
| Legal Tract | 21 |
| Legal Block | 579 |
| Legal Lot Number | 4 |
| Legal Unit | 21 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | DELTONA |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 91038 |
Source: Volusia County records, as of December 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 684 CAVERN TER, DELTONA, FL 32738-8702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 1986 · Amount on Record |
| Deed Sale | Apr 15, 1986 · Amount on Record |
| Deed Document Number | 0002807893 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 684 CAVERN TER, DELTONA, FL 32738-8702 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 684 CAVERN TER, DELTONA, FL 32738-8702 |
| Document Number | 0082070039 |
|---|---|
| Date | Feb 21, 2022 |
| Book Page | 8207/39 |
| Instrument | 2022040781 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2042 |
Source: Volusia County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Deltona City |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $97,495 (+5.99%) | $224,176 (+6.67%) Land $57,638 Building $166,538 | |
| 2024 | $1,393.00 (+8.07%) | ||
| 2023 | $1,289.00 (+55.86%) Homeowner's exemption | $91,989 (+85.36%) | $210,158 (+48.02%) Land $58,802 Building $151,356 |
| 2022 | $827.00 Homeowner's exemption | $49,628 | $141,979 Land $36,855 Building $105,124 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DELTONA WATER serves 81,006 people · EPA ID FL3640287 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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