678 Cavern Ter, Deltona, FL 32738 Property Records

Volusia County property record for 678 Cavern Ter, Deltona, FL 32738

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,025 sqft · built 1978
Lot Size0.244 acres (10,625 sqft)
Owner2 Individual Names on Record
Last Sale$240,000 (Nov 2023)
Tax Bill$2,986 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN8130-21-11-0010

Property Details

APN / Parcel Number

Primary APN8130-21-11-0010
Alternative APNs
  • 31183021110010
  • 30183121110010
  • 2712503.0
  • 2712503

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,025 sqft Living Area
1st Floor Area1,025 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 2023
Exterior MaterialConcrete/Cinder Block
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,625 sqft (0.244 acres)
Lot Dimensions125 ft deep x 85 ft wide

Exterior Amenities

PorchPatio
Porch Area208 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number2712503
Street Address678 CAVERN TER
CityDELTONA
StateFL
Zip32738-8702
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 1 BLK 579 DELTONA LAKES UNIT 21 MB 27 PGS 7-10 INC PER OR 5205 PG 0498 PER OR 8489 PG 1534
Legal Range31E
Legal Township18S
Legal Section30
Legal SubdivisionDELTONA LAKES
Legal Tract21
Legal Block579
Legal Lot Number1
Legal Unit21
JurisdictionVOLUSIA FL
Township / Civil DivisionDELTONA
Census Block Group1
Census Block1008
Census Tract91038

Owner

Source: Volusia County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address678 CAVERN TER, DELTONA, FL 32738-8702
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 29, 2023 · Amount on Record
Deed SaleNov 29, 2023 · Amount on Record
Prior SaleNov 13, 2003 · Amount on Record
Deed Document Number2023241881
Deed Book / Page8489 / 1534
Record UpdatedOct 29, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateNov 29, 2023
Property Address678 CAVERN TER, DELTONA, FL 32738-8702
Document Number0084891534
Book / Page8489 / 1534
Map ReferenceMB 27 PG 7-10
Instrument DateNov 28, 2023
Instrument2023241881
Transaction TypeTransfer
Record UpdatedDec 15, 2023
Title CompanyCENTRAL FLORIDA TITLE CENTER, CENTRAL FLORIDA TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,680.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address720 PELL RD, OSTEEN, FL 32764-8840

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address678 CAVERN TER, DELTONA, FL 32738-8702

Mortgage

Document Number0084891536
DateNov 29, 2023
Instrument8489/1536
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityDeltona City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$175,951 (-1.6%) Land $53,820 Building $122,131$175,951 (-2.51%) Land $53,820 Building $122,131
2025$2,986.00 (+2.79%) Homeowner's exemption$178,818 (+15.72%)$180,477 (+16.8%) Land $53,820 Building $126,657
2024$2,905.00 (+8.07%)
2023$2,688.00 (+9.54%)$154,523 (+22.02%) Land $60,350 Building $94,173$154,523 (+22.02%) Land $60,350 Building $94,173
2022$2,454.00$126,638 Land $37,825 Building $88,813$126,638 Land $37,825 Building $88,813

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 85% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDELTONA WATER
serves 81,006 people · EPA ID FL3640287
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
DSL
100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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