Volusia County property record for 686 Cavern Ter, Deltona, FL 32738
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,396 sqft · built 1986 |
| Lot Size | 0.268 acres (11,703 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $58,000 (Apr 2002) |
| Tax Bill | $952 (2024) |
| Deeds & Mortgages | Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8130-21-11-0050 |
| Primary APN | 8130-21-11-0050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,396 sqft Living Area |
| 1st Floor Area | 1,396 sqft |
| Flooring | Combination, Other |
| Interior Walls | Plaster |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Baked Enamel |
| Construction Type | Wood Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 11,703 sqft (0.268 acres) |
| Lot Dimensions | 141 ft deep x 83 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 596 sqft |
| Deck Area | 278 sqft |
| Patio Area | 278 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 2712546.0 |
|---|---|
| Old Parcel Number | 31183021110050 |
| Street Address | 686 CAVERN TER |
| City | DELTONA |
| State | FL |
| Zip | 32738-8707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 BLK 579 DELTONA LAKES UNIT 21 MB 27 PGS 7-10 INC PER OR 2801 PG 1119 PER AGREEMENT FOR DEED PER OR 4849 PGS 1864-1865 |
| Legal Range | 31E |
| Legal Township | 18S |
| Legal Section | 30 |
| Legal Subdivision | DELTONA |
| Legal Tract | 21 |
| Legal Block | 579 |
| Legal Lot Number | 5 |
| Legal Unit | 21 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | DELTONA |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 91038 |
Source: Volusia County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 686 CAVERN TER, DELTONA, FL 32738-8707 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 15, 2002 · Amount on Record |
| Deed Sale | Apr 15, 2002 · Amount on Record |
| Prior Sale | Aug 9, 1994 |
| Deed Document Number | 0484901864 |
| Deed Book / Page | 04849 / 01864 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 686 CAVERN TER, DELTONA, FL 32738-8707 |
| Document Number | 0074411058 |
| Book / Page | 007441 / 001058 |
| Instrument Date | Aug 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 686 CAVERN TER DELTONA FL 327388707, DELTONA, FL 32738-8707 |
| Document Number | 0074411058 |
|---|---|
| Date | Aug 25, 2017 |
| Book Page | 007441/001058 |
| Instrument | 168589 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 24, 2047 |
Source: Volusia County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Deltona City |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $64,917 (+5.99%) | $219,174 (+3.58%) Land $55,235 Building $163,939 | |
| 2024 | $952.00 (+7.94%) | ||
| 2023 | $882.00 (-0.45%) Homeowner's exemption | $61,251 (+3%) | $211,591 (+17.74%) Land $61,877 Building $149,714 |
| 2022 | $886.00 Homeowner's exemption | $59,467 | $179,718 Land $38,782 Building $140,936 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DELTONA WATER serves 81,006 people · EPA ID FL3640287 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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