680 Cavern Ter, Deltona, FL 32738 Property Records

Volusia County property record for 680 Cavern Ter, Deltona, FL 32738

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,174 sqft · built 1987
Lot Size	0.229 acres (10,000 sqft)
Owner	Owner Name on Record
Last Sale	$53,200 (Jul 2002)
Tax Bill	$1,786 (2024)
Deeds & Mortgages	Sep 2017 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8130-21-11-0020`

Property Details

APN / Parcel Number

Primary APN	`8130-21-11-0020`
Alternative APNs	`31183021110020` `2712511.0` `2712511`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,174 sqft Living Area
1st Floor Area	1,174 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1992
Exterior Material	Wood Siding
Construction Type	Wood Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.229 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Area	264 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	68 sqft
Patio Area	72 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	2712511.0
Old Parcel Number	31183021110020
Street Address	680 CAVERN TER
City	DELTONA
State	FL
Zip	32738-8707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK 579 DELTONA LAKES UNIT 21 MB 27 PGS 7-10 INC PER OR 4900 PG 2521
Legal Range	31E
Legal Township	18S
Legal Section	30
Legal Subdivision	DELTONA
Legal Tract	21
Legal Block	579
Legal Lot Number	2
Legal Unit	21
Jurisdiction	VOLUSIA FL
Township / Civil Division	DELTONA
Census Block Group	1
Census Block	1008
Census Tract	91038

Owner

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Owner Name on Record
Mailing Address	680 CAVERN TER, DELTONA, FL 32738-8707
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE FIRM INC
Sep 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Apr 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2002 · Amount on Record
Deed Sale	Jul 24, 2002 · Amount on Record
Prior Sale	Mar 25, 2002
Deed Document Number	0490002521
Deed Book / Page	04900 / 02521
Record Updated	Jun 8, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	680 CAVERN TER, DELTONA, FL 32738-8707
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0074513196
Date	Sep 26, 2017
Book Page	7451/3196
Instrument	2017-186123

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	680 CAVERN TER, DELTONA, FL 32738-8707
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0077422931
Date	Sep 6, 2019
Book Page	7742/2931
Instrument	2019-174326

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	680 CAVERN TER, DELTONA, FL 32738-8707
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CLEAR TITLE OF FLORIDA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0078360039
Date	Apr 1, 2020
Book Page	7836/39
Instrument	2020-064624

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2035

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Deltona City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$118,632 (+5.99%)	$203,875 (+4.11%) Land $55,664 Building $148,211
2024	$1,786.00 (+6.25%)
2023	$1,681.00 (+1.88%) Homeowner's exemption	$111,932 (+3%)	$195,832 (+17.4%) Land $56,800 Building $139,032
2022	$1,650.00 Homeowner's exemption	$108,672	$166,813 Land $35,600 Building $131,213

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTONA WATER serves 81,006 people · EPA ID FL3640287
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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