6838 Butterfly Dr, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 6838 Butterfly Dr, Harmony, FL 34773

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,570 sqft · built 2009
Lot Size	0.108 acres (4,704 sqft)
Owner	Individual Name on Record
Last Sale	$455,000 (Sep 2023)
Tax Bill	$8,380 (2025)
Deeds & Mortgages	Dec 2024 Mortgage Sep 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`30-26-32-2989-0001-020G`

Property Details

APN / Parcel Number

Primary APN	`30-26-32-2989-0001-020G`
Alternative APNs	`26323029890001020G` `156553`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,570 sqft Living Area
Gross Area	3,455 sqft
1st Floor Area	1,348 sqft
Upper Floors Area	1,222 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,704 sqft (0.108 acres)
Lot Dimensions	112 ft deep x 42 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	444 sqft
Patio Area	171 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	6838 BUTTERFLY DR
City	HARMONY
State	FL
Zip	34773-6086
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	HARMONY NEIGHBORHOODS G-H-F PB 19 PG 163-176 LOT 20G
Legal Range	32E
Legal Township	26S
Legal Section	30
Legal Subdivision	HARMONY NBHDS G H F
Legal Tract	2989
Legal Block	20G
Legal Lot Number	20G
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	2
Census Block	2201
Census Tract	43801

Owner

Source: Osceola County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	6838 BUTTERFLY DR, HARMONY, FL 34773-6086
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2024	Deed of Trust, Mortgage · VA Mortgage PRIORITY 1 LENDING LLC
Sep 12, 2023	Warranty Deed, Transfer · VA Mortgage NEW AMERICAN FUNDING
Jun 29, 2023	Warranty Deed, Transfer OS NATIONAL LLC
Apr 26, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2023 · Amount on Record
Deed Sale	Sep 12, 2023 · Amount on Record
Prior Sale	Jun 29, 2023 · Amount on Record
Deed Document Number	2023120124
Deed Book / Page	6472 / 2446
Prior Transfer Date	Apr 5, 2018
Prior Transfer Doc	0053232044
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	6838 BUTTERFLY DR, HARMONY, FL 34773-6086
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6838 BUTTERFLY DR, HARMONY, FL 34773-6086

Mortgage

Document Number	0067132173
Date	Dec 19, 2024
Book Page	6713/2173
Instrument	2024160373

Lender

Name	PRIORITY 1 LENDING LLC
Type	Mortgage Company
Address	LIVONIA, MI 48152

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2054

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 12, 2023
Property Address	6838 BUTTERFLY DR, HARMONY, FL 34773-6086
Document Number	0064722446
Book / Page	6472 / 2446
Map Reference	MB 19 PG 163-176
Instrument Date	Sep 11, 2023
Instrument	2023120124
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,185.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6838 BUTTERFLY DR, HARMONY, FL 34773-6086

Mortgage

Document Number	0064722448
Date	Sep 12, 2023
Instrument	6472/2448

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 29, 2023
Property Address	6838 BUTTERFLY DR, HARMONY, FL 34773-6086
Document Number	0064330369
Book / Page	6433 / 369
Map Reference	MB 19 PG 163-176
Instrument Date	Jun 28, 2023
Instrument	2023084378
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$2,909.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8942 SW 75TH LOOP, OCALA, FL 34481-2728

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 26, 2018
Property Address	6838 BUTTERFLY DR, HARMONY, FL 34773-6086
Document Number	0053232044
Book / Page	005323 / 002044
Instrument Date	Apr 5, 2018
Instrument	66473
Transaction Type	Transfer
Record Updated	May 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	6838 BUTTERFLY DR HARMONY FL 347736086, HARMONY, FL 34773-6086

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,380.00 (+2.38%)	$367,100 (+78.19%) Land $65,000 Building $302,100	$367,100 (-1.63%) Land $65,000 Building $302,100
2024	$8,185.00 (+50.76%)
2023	$5,429.00 (+5.89%) Homeowner's exemption	$206,016 (+3%)	$373,200 (+13.19%) Land $65,000 Building $308,200
2022	$5,127.00 Homeowner's exemption	$200,016	$329,700 Land $60,000 Building $269,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 46% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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