6844 Butterfly Dr, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 6844 Butterfly Dr, Harmony, FL 34773

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,029 sqft · built 2009
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Apr 2025)
Tax Bill	$7,235 (2025)
Deeds & Mortgages	Jun 2026 Sale Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-26-32-2989-0001-023G`

Property Details

APN / Parcel Number

Primary APN	`30-26-32-2989-0001-023G`
Alternative APNs	`26323029890001023G` `156556`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,029 sqft Living Area
Gross Area	3,128 sqft
1st Floor Area	1,046 sqft
Upper Floors Area	983 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	L-Shape
Exterior Material	Concrete Block
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	112 ft deep x 35 ft wide
Garage Type	Detached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	658 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	6844 BUTTERFLY DR
City	HARMONY
State	FL
Zip	34773-6086
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARMONY NEIGHBORHOODS G-H-F PB 19 PG 163-176 LOT 23G
Legal Range	32E
Legal Township	26S
Legal Section	30
Legal Subdivision	HARMONY NBHDS G H F
Legal Block	23G
Legal Lot Number	23G
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	2
Census Block	2201
Census Tract	43801

Owner

Source: Osceola County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6844 BUTTERFLY DR, HARMONY, FL 34773-6086
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Mar 12, 2021	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2025 · Amount on Record
Deed Sale	Apr 22, 2025 · Amount on Record
Prior Sale	Mar 12, 2021 · Amount on Record
Deed Document Number	202550511
Deed Book / Page	6775 / 394
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 10, 2026
Property Address	6844 BUTTERFLY DR, HARMONY, FL 34773-6086
Document Number	0000076822
Book / Page	6986 / 1608
Instrument Date	Jun 10, 2026
Instrument	202676822
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	6844 BUTTERFLY DR, HARMONY, FL 34773-6086

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 12, 2021
Property Address	6844 BUTTERFLY DR, HARMONY, FL 34773-6086
Document Number	0059110748
Book / Page	5911 / 748
Map Reference	MB 19 PG 163-176
Instrument Date	Mar 11, 2021
Instrument	2021037357
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4110 ARLINGTON RIDGE BLVD, 4110, LEESBURG, FL 34748-1220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6844 BUTTERFLY DR, HARMONY, FL 34773-6086

Mortgage

Document Number	0005911749
Date	Mar 12, 2021
Instrument	5911/749

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,235.00 (+1.8%)	$315,500 (-1.65%) Land $65,000 Building $250,500	$315,500 (-1.65%) Land $65,000 Building $250,500
2023	$7,107.00 (+9.76%)	$320,800 (+12.96%) Land $65,000 Building $255,800	$320,800 (+12.96%) Land $65,000 Building $255,800
2022	$6,475.00	$284,000 Land $60,000 Building $224,000	$284,000 Land $60,000 Building $224,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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