6832 Butterfly Dr, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 6832 Butterfly Dr, Harmony, FL 34773

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,175 sqft · built 2013
Lot Size	0.132 acres (5,749 sqft)
Owner	Individual Name on Record
Tax Bill	$3,295 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`30-26-32-2989-0001-017G`

Property Details

APN / Parcel Number

Primary APN	`30-26-32-2989-0001-017G`
Alternative APNs	`26323029890001017G` `156550`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,175 sqft Living Area
Gross Area	3,217 sqft
1st Floor Area	1,230 sqft
Upper Floors Area	945 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	L-Shape
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,749 sqft (0.132 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Florida Room
Porch Area	322 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	6832 BUTTERFLY DR
City	HARMONY
State	FL
Zip	34773-6086
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	HARMONY NEIGHBORHOODS G-H-F PB 19 PG 163-176 LOT 17G
Legal Range	32E
Legal Township	26S
Legal Section	30
Legal Subdivision	HARMONY NBHDS G H F
Legal Tract	2989
Legal Block	17G
Legal Lot Number	17G
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	2
Census Block	2201
Census Tract	43801

Owner

Source: Osceola County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6832 BUTTERFLY DR, HARMONY, FL 34773-6086
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Deed of Trust, Mortgage · VA Mortgage SAXTON MORTGAGE LLC
Jun 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED TRUST BANK
Sep 3, 2021	Intrafamily Transfer, Transfer · VA Mortgage THE FEDERAL SAVINGS BANK
Mar 3, 2020	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Nov 25, 2020	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2021
Deed Sale	Sep 3, 2021
Prior Sale	May 20, 2013 · Amount on Record
Deed Document Number	2021138024
Deed Book / Page	6037 / 829
Prior Transfer Date	Aug 25, 2021
Prior Transfer Doc	0060370829
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	6832 BUTTERFLY DR, HARMONY, FL 34773-6086
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6832 BUTTERFLY DR, HARMONY, FL 34773-6086

Mortgage

Document Number	0069352850
Date	Mar 12, 2026
Book Page	6935/2850
Instrument	2026032266

Lender

Name	SAXTON MORTGAGE LLC
Type	Mortgage Company
Address	SAN DIEGO, CA 92122

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	6832 BUTTERFLY DR, HARMONY, FL 34773-6086
Transaction Type	Mortgage
Record Updated	Jul 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6832 BUTTERFLY DR, HARMONY, FL 34773-6086

Mortgage

Document Number	0062342995
Date	Jun 16, 2022
Book Page	6234/2995
Instrument	2022094919

Lender

Name	UNITED TRUST BANK
Type	Bank
Address	PALOS HEIGHTS, IL 60463

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Sep 3, 2021
Property Address	6832 BUTTERFLY DR, HARMONY, FL 34773-6086
Document Number	0060370829
Book / Page	6037 / 829
Map Reference	MB 19 PG 163-176
Instrument Date	Aug 25, 2021
Instrument	2021138024
Transaction Type	Transfer
Record Updated	Sep 24, 2021
Title Company	BCHH INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6832 BUTTERFLY DR, HARMONY, FL 34773-6086

Mortgage

Document Number	6037831
Date	Sep 3, 2021
Instrument	6037/831

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	6832 BUTTERFLY DR, HARMONY, FL 34773-6086
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056841061
Date	Mar 3, 2020
Book Page	5684/1061
Instrument	2020030384

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	6832 BUTTERFLY DR, HARMONY, FL 34773-6086
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6832 BUTTERFLY DR, HARMONY, FL 34773-6086

Mortgage

Document Number	0058400844
Date	Nov 25, 2020
Book Page	5840/844
Instrument	2020161566

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,295.00 (+4.01%) Homeowner's exemption Veteran's exemption	$228,129 (+5.99%)	$335,500 (-1.64%) Land $65,000 Building $270,500
2024	$3,168.00 (+1.77%)
2023	$3,113.00 (-39.93%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$215,243 (+3%)	$341,100 (+13.1%) Land $65,000 Building $276,100
2022	$5,182.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$208,974	$301,600 Land $60,000 Building $241,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 46% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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