6846 Butterfly Dr, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 6846 Butterfly Dr, Harmony, FL 34773

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,570 sqft · built 2009
Lot Size	0.107 acres (4,704 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Dec 2020)
Tax Bill	$6,463 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30263229890001024G`

Property Details

APN / Parcel Number

Primary APN	`30263229890001024G`
Alternative APN	`156557`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,570 sqft Heated Area
Gross Area	3,455 sqft
1st Floor Area	1,348 sqft
Upper Floors Area	1,222 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,704 sqft (0.107 acres)
Lot Dimensions	112 ft deep x 42 ft wide
Garage Type	Finished
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	444 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	156557
Street Address	6846 BUTTERFLY DR
City	HARMONY
State	FL
Zip	34773-6086
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	HARMONY NEIGHBORHOODS G-H-F PB 19 PG 163-176 LOT 24G
Legal Range	32E
Legal Township	26S
Legal Section	30
Legal Subdivision	HARMONY
Legal Tract	2989
Legal Block	1
Legal Lot Number	24G
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	2
Census Block	2201
Census Tract	43801

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6846 BUTTERFLY DR, HARMONY, FL 34773-6086
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA
Dec 3, 2020	Warranty Deed, Transfer · Conventional with PMI SOUTH ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2020 · Amount on Record
Deed Sale	Dec 1, 2020 · Amount on Record
Deed Document Number	0058432441
Deed Book / Page	5843 / 2441
Last Transfer Date	Dec 3, 2020
Transfer Doc	0058432441
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	6846 BUTTERFLY DR, HARMONY, FL 34773-6086
Transaction Type	Mortgage
Record Updated	Dec 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6846 BUTTERFLY DR, HARMONY, FL 34773-6086

Mortgage

Document Number	0065031735
Date	Nov 13, 2023
Book Page	6503/1735
Instrument	2023148656

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	WINTER HAVEN, FL 33880

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Oct 20, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 3, 2020
Property Address	6846 BUTTERFLY DR, HARMONY, FL 34773-6086
Document Number	0058432441
Book / Page	005843 / 002441
Instrument Date	Dec 1, 2020
Instrument	164048
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	NONA TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6846 BUTTERFLY DR HARMONY FL 347736086, HARMONY, FL 34773-6086

Mortgage

Document Number	58432443
Date	Dec 3, 2020
Book Page	005843/002443
Instrument	164049

Lender

Name	SOUTH ST BK
Type	Bank
Address	WINTER HAVEN, FL 33880

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2050

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,463.00 (+5.86%) Homeowner's exemption	$269,586 (+5.99%)	$363,800 (-1.7%) Land $65,000 Building $298,800
2023	$6,105.00 (+5.57%) Homeowner's exemption	$254,359 (+3%)	$370,100 (+13.22%) Land $65,000 Building $305,100
2022	$5,783.00 Homeowner's exemption	$246,951	$326,900 Land $60,000 Building $266,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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