683 River Rd, Coldwater, MI 49036 Property Records

Branch County property record for 683 River Rd, Coldwater, MI 49036 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,858 sqft · built 2017
Lot Size	28 acres (1,220,551 sqft)
Owner	Individual Name on File
Last Sale	$106,000 (Aug 2015)
Tax Bill	$13,641 (2025)
Deeds & Mortgages	Jul 2026 Sale & Line of Credit
Flood Zone	Zone AE (high risk)
APN	`070-005-100-050-99`

Property Details

APN / Parcel Number

Primary APN	`070-005-100-050-99`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Building Area	1,858 sqft Living Area
1st Floor Area	1,858 sqft
Basement Area	1,858 sqft
Unfinished Basement	1,858 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Lot Area	1,220,551 sqft (28 acres)
Garage Area	1,315 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	683 RIVER RD
City	COLDWATER
State	MI
Zip	49036-9297
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT PT IN CEN HWY 375 FT SLY FR N LI SEC 6 RUN TH S 88DEG 56MIN E 115.28 FT TO LI B/T SEC 5 & 6 AT PT S 4DEG 14MIN W
Legal Range	06W
Legal Township	06S
Legal Section	05
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	3
Census Block	3017
Census Tract	950100

Owner

Source: Branch County records · APN 070-005-100-050-99

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3207 CURTIS RD, BIRCH RUN, MI 48415-9091
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 24, 2015 · Amount on Record
Deed Sale	Aug 24, 2015 · Amount on Record
Deed Document Number	20155312
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Jul 29, 2026
Property Address	683 RIVER RD, COLDWATER, MI 49036-9297
Document Number	0000004752
Instrument Date	Jul 27, 2026
Instrument	20264752
Transaction Type	Transfer
Record Updated	Aug 07, 2026
Title Company	BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$725,975.88
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

Mortgage

Document Number	0000004753,
Date	Jul 29, 2026
Instrument	20264753

Lender

Name	SOUTHERN BANK & TRUST CO

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.47%
Max Rate	-1%

Tax Assessment & Valuation

Source: Branch County records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Coldwater Township
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$449,000 (+4.66%)	$898,000 (+4.66%)
2025	$13,641.00 (+2.85%)	$429,000	$858,000
2024	$13,263.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Branch County (26023C), updated April 19, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260239501003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	927.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2008–2021)
Most Recent Claim	Jul 2021, other causes

Wildfire

Wildfire Risk	Low above 7% of the US · above 17% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 48 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: DMCI Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.