667 River Rd, Coldwater, MI 49036 Property Records

Branch County property record for 667 River Rd, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,258 sqft · built 2010
Lot Size	7.9 acres (344,124 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Nov 2025)
Tax Bill	$2,064 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Mar 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`070-005-100-045-98`

Property Details

APN / Parcel Number

Primary APN	`070-005-100-045-98`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,258 sqft Living Area
1st Floor Area	1,258 sqft
Basement Area	1,258 sqft
Unfinished Basement	1,258 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Ranch
Lot Area	344,124 sqft (7.9 acres)
Garage Area	264 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	667 RIVER RD
City	COLDWATER
State	MI
Zip	49036-9297
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT W 1/4 COR RUN TH N 00DEG 05MIN 38SEC W 768.61 FT TO TRUE POB RUN TH N 00DEG 05MIN 38SEC W 549.138 FT TH S 89DEG 48MIN
Legal Range	06W
Legal Township	06S
Legal Section	05
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	3
Census Block	3019
Census Tract	950100

Owner

Source: Branch County assessment roll, APN 070-005-100-045-98, as of July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	46968 MEADOW LN, DECATUR, MI 49045-9010
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Warranty Deed, Transfer · Conventional Mortgage SOUTHERN MICHIGAN BANK & TRUST
Mar 03, 2023	Intrafamily Transfer, Transfer
Mar 03, 2023	Intrafamily Transfer, Transfer
Jan 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN STATE UNIVERSITY FCU
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage BLUEOX CU
May 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage BLUEOX CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 21, 2025 · Amount on Record
Deed Sale	Nov 21, 2025 · Amount on Record
Prior Sale	Oct 03, 2011 · Amount on Record
Deed Document Number	20256891
Prior Transfer Date	Mar 02, 2023
Prior Transfer Doc	0202301011
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Nov 21, 2025
Property Address	667 RIVER RD, COLDWATER, MI 49036-9297
Document Number	0202506891
Instrument Date	Nov 08, 2025
Instrument	2025-06891
Transaction Type	Transfer
Record Updated	Dec 08, 2025
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,187.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	667 RIVER RD, COLDWATER, MI 49036-9297

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46968 MEADOW LN, DECATUR, MI 49045-9010

Mortgage

Document Number	0202506892
Date	Nov 21, 2025
Instrument	2025-06892

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Private Party
Address	51 W PEARL ST, COLDWATER, MI 49036

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

Interest

Rate	6.25%
Type Change Date	Dec 01, 2032
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	1-Year CMT
Max Rate	12.2%

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	Mar 03, 2023
Property Address	667 RIVER RD, COLDWATER, MI 49036-9297
Document Number	0202301011
Instrument Date	Mar 02, 2023
Instrument	2023-01011
Transaction Type	Transfer
Record Updated	Mar 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	667 116, COLDWATER, MI 49036

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	Mar 03, 2023
Property Address	667 RIVER RD, COLDWATER, MI 49036-9297
Document Number	0202301009
Instrument Date	Mar 02, 2023
Instrument	2023-01009
Transaction Type	Transfer
Record Updated	Mar 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	667 RIVER RD, COLDWATER, MI 49036-9297

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	667 RIVER RD, COLDWATER, MI 49036-9297
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700435
Date	Jan 24, 2017
Instrument	2017-00435

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 01, 2037

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	667 RIVER RD, COLDWATER, MI 49036-9297
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202007422
Date	Oct 29, 2020
Instrument	2020-07422

Lender

Name	BLUEOX CU
Type	Credit Union
Address	BATTLE CREEK, MI 49015

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	667 RIVER RD, COLDWATER, MI 49036-9297
Transaction Type	Mortgage
Record Updated	Jun 12, 2019
Title Company	CALHOUN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201903164
Date	May 20, 2019
Instrument	2019-03164

Lender

Name	BLUEOX CU
Type	Credit Union
Address	BATTLE CREEK, MI 49015

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2049

Tax Assessment & Valuation

Source: Branch County assessment roll as of July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Coldwater Township
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$157,400 (+18.43%)	$314,800 (+18.43%)
2025	$2,064.00 (+2.64%)	$132,900	$265,800
2024	$2,011.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Branch County (26023C), as of April 19, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260239501003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2008–2021)
Most Recent Claim	Jul 2021 · other causes

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 48 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: DMCI Broadband.

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