Branch County property record for 661 River Rd, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,488 sqft · built 2009 |
| Lot Size | 4.75 acres (206,910 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $20,000 (Sep 2009) |
| Tax Bill | $2,943 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 070-005-100-045-07 |
| Primary APN | 070-005-100-045-07 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,488 sqft Living Area |
| 1st Floor Area | 1,488 sqft |
| Basement Area | 1,488 sqft |
| Unfinished Basement | 1,488 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Ranch |
| Lot Area | 206,910 sqft (4.75 acres) |
| Garage Area | 864 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 661 RIVER RD |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-9297 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT W 1/4 COR RUN TH N 00DEG 05MIN 38SEC W 438.11 FT TO POB RUN TH N 00DEG 05MIN 38SEC W 330.50 FT TH N 89DEG 54MIN 22SEC |
| Legal Range | 06W |
| Legal Township | 06S |
| Legal Section | 05 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 950100 |
Source: Branch County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 661 RIVER RD, COLDWATER, MI 49036-9297 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2009 · Amount on Record |
| Deed Sale | Sep 2, 2009 · Amount on Record |
| Deed Document Number | 20096335 |
| Last Transfer Date | Feb 11, 2021 |
| Transfer Doc | 202101263 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Feb 22, 2021 |
| Property Address | 661 RIVER RD, COLDWATER, MI 49036-9297 |
| Document Number | 202101263 |
| Instrument Date | Feb 11, 2021 |
| Instrument | 2021-01263 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 661 RIVER RD, 661, COLDWATER, MI 49036-9297 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 552, COLDWATER, MI 49036-0552 |
| Document Number | 202101264 |
|---|---|
| Date | Feb 22, 2021 |
| Instrument | 2021-01264 |
| Name | SOUTHERN MICHIGAN BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2036 |
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Coldwater Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $200,700 (-1.91%) | $401,400 (-1.91%) | |
| 2025 | $2,943.00 (+2.69%) | $204,600 | $409,200 |
| 2024 | $2,866.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (2008–2021) |
| Most Recent Claim | Jul 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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