Cook County property record for 682 Packard Dr, Elgin, IL 60120 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1988 |
| Square Footage | 1,712 sqft Living Area |
| Lot Size | 6,303 sqft (0.145 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $224,000 (2020) |
| Tax Bill | $5,954.00 (2023) |
Source: Cook County records · APN 06-19-409-003
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 682 PACKARD DR, ELGIN, IL 60120-7618 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Dec 06, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Jul 01, 2020 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 01, 2020 · Amount on Record |
| Deed Sale | Jul 01, 2020 · Amount on Record |
| Prior Sale | Oct 24, 2008 · Amount on Record |
| Deed Doc Number | 202057241 |
| Prior Transfer Date | May 18, 2005 |
| Prior Transfer Doc | 0000049031 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 682 PACKARD DR, ELGIN, IL 60120-7618 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 682 PACKARD DR, ELGIN, IL 60120-7618 |
| Document Number | 0034055242 |
|---|---|
| Date | Dec 06, 2022 |
| Instrument | 2234055242 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 329 Months |
| Due | May 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jul 01, 2020 |
| Property Address | 682 PACKARD DR, ELGIN, IL 60120-7618 |
| Document Number | 2018357241 |
| Instrument Date | Jul 01, 2020 |
| Instrument | 18357241 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $224.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 682 PACKARD DR ELGIN IL 601207618, ELGIN, IL 60120-7618 |
| Document Number | 2018357242 |
|---|---|
| Date | Jul 01, 2020 |
| Instrument | 18357242 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 30, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $32,000 (+33.34%) Land $4,412 Building $27,588 | $320,000 (+33.34%) Land $44,120 Building $275,880 | |
| 2023 | $5,954.00 (+3.44%) | ||
| 2022 | $5,756.00 Homeowner's exemption | $23,999 Land $4,096 Building $19,903 | $239,990 Land $40,960 Building $199,030 |
Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 06-19-409-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,712 sqft Living Area |
| Stories | 2 Stories |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 6,303 sqft (0.145 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Water Source | Commercial Water Source |
| Street Address | 682 PACKARD DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-7618 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | (SUMMERHILL) (UNIT4) A SUB OF PT OF SEC 19-41-09 |
| Legal Range | 09E |
| Legal Township | 41N |
| Legal Section | 19 |
| Legal Subdivision | SUMMERHILL UNIT4 |
| Legal Lot Number | 251 |
| Legal Unit | 4 |
| Jurisdiction | COOK IL |
| Minor Civil Division | HANOVER |
| Census Blockgroup | 2 |
| Census Block | 2007 |
| Census Tract | 804406 |
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