683 Packard Dr, Elgin, IL 60120 Property Records

Cook County property record for 683 Packard Dr, Elgin, IL 60120 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,020 sqft · built 1987
Lot Size	0.141 acres (6,151 sqft)
Owner	Individual Name on File
Last Sale	$229,500 (Jul 2019)
Tax Bill	$5,666 (2023)
Deeds & Mortgages	Feb 2020 Mortgage Jul 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-19-406-009`

Property Details

APN / Parcel Number

Primary APN	`06-19-406-009`
Alternative APN	`06-19-406-009-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,020 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1988
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,151 sqft (0.141 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	683 PACKARD DR
City	ELGIN
State	IL
Zip	60120-7619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(SUMMERHILL) (UNIT4) A SUB OF PT OF SEC 19-41-09
Legal Range	09E
Legal Township	41N
Legal Section	19
Legal Subdivision	SUMMERHILL UNIT4
Legal Lot Number	245
Legal Unit	4
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	2
Census Block	2008
Census Tract	804406

Owner

Source: Cook County records · APN 06-19-406-009

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	683 PACKARD DR, ELGIN, IL 60120-7619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2020	Deed of Trust, Mortgage UNITED WHOLESALE MTG
Jul 02, 2019	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS
May 07, 2019	Warranty Deed, Construction Loan · Construction Mortgage PHILLIP GIANNINO
Apr 12, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 02, 2019 · Amount on Record
Deed Sale	Jul 02, 2019 · Amount on Record
Prior Sale	May 07, 2019 · Amount on Record
Deed Document Number	20198265
Prior Transfer Date	Jan 18, 2019
Prior Transfer Doc	0000049045
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	683 PACKARD DR, ELGIN, IL 60120-7619
Document Number	2005646018
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	683 PACKARD DR ELGIN IL 601207619, ELGIN, IL 60120-7619

Mortgage

Document Number	2005646018
Date	Feb 25, 2020
Instrument	5646018

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 24, 2050

Interest

Rate	3.62%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jul 02, 2019
Property Address	683 PACKARD DR, ELGIN, IL 60120-7619
Document Number	1918308265
Instrument Date	Jun 25, 2019
Instrument	18308265
Transaction Type	Transfer
Record Updated	Jul 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$229.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	683 PACKARD DR ELGIN IL 601207619, ELGIN, IL 60120-7619
Investor	Possibly a Property Investor

Mortgage

Document Number	1918308266
Date	Jul 02, 2019
Instrument	18308266

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2049

May 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 07, 2019
Property Address	683 PACKARD DR, ELGIN, IL 60120-7619
Document Number	1912708100
Instrument Date	Apr 28, 2019
Instrument	12708100
Transaction Type	Construction Loan
Record Updated	May 15, 2019
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$130.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	18803 S BURNSIDE DR MOKENA IL 60448, MOKENA, IL 60448

Mortgage

Document Number	1912708101
Date	May 07, 2019
Instrument	12708101

Lender

Name	PHILLIP GIANNINO
Address	934 N BUTTERNUT CIR # 4, FRANKFORT, IL 60423-2106

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 06, 2020

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Apr 12, 2019
Property Address	683 PACKARD DR, ELGIN, IL 60120-7619
Document Number	1910249045
Instrument Date	Jan 18, 2019
Instrument	10249045
Transaction Type	Transfer
Record Updated	Apr 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	683 PACKARD DR ELGIN IL 601207619, ELGIN, IL 60120-7619

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$29,000 (+26.09%) Land $4,306 Building $24,694	$290,000 (+26.09%) Land $43,060 Building $246,940
2023	$5,666.00 (+3.47%)
2022	$5,476.00	$22,999 Land $3,998 Building $19,001	$229,990 Land $39,980 Building $190,010

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 312 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Opiquad, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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