670 Packard Dr, Elgin, IL 60120 Property Records

Cook County property record for 670 Packard Dr, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,682 sqft · built 1987
Lot Size	0.144 acres (6,270 sqft)
Owner	Individual Name on File
Last Sale	$222,000 (Feb 2018)
Tax Bill	$6,242 (2023)
Deeds & Mortgages	Jul 2020 Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-19-409-006`

Property Details

APN / Parcel Number

Primary APN	`06-19-409-006`
Alternative APN	`06-19-409-006-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,682 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1988
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	6,270 sqft (0.144 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	670 PACKARD DR
City	ELGIN
State	IL
Zip	60120-7618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(SUMMERHILL) (UNIT4) A SUB OF PT OF SEC 19-41-09
Legal Range	09E
Legal Township	41N
Legal Section	19
Legal Subdivision	SUMMERHILL UNIT4
Legal Lot Number	254
Legal Unit	4
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	2
Census Block	2007
Census Tract	804406

Owner

670 Packard Dr is owned and occupied by an individual who bought it in February 2018.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	670 PACKARD DR, ELGIN, IL 60120-7618
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2020	Deed of Trust, Mortgage DRAPER & KRAMER MTG
Feb 2, 2018	Warranty Deed, Transfer · FHA Mortgage PLATINUM HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2018 · Amount on File
Deed Sale	Feb 2, 2018 · Amount on File
Prior Sale	Dec 28, 2010 · Amount on File
Deed Document Number	20188002
Prior Transfer Date	Jun 23, 2008
Prior Transfer Doc	0000048029
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	670 PACKARD DR, ELGIN, IL 60120-7618
Document Number	2026212118
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	ACQUEST TITLE SERVICES LLC, ACQUEST TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	670 PACKARD DR ELGIN IL 601207618, ELGIN, IL 60120-7618

Mortgage

Document Number	2026212118
Date	Sep 18, 2020
Instrument	26212118

Lender

Name	DRAPER & KRAMER MTG
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Amount	Amount on Record
Term	240 Months
Due	Sep 17, 2040

Interest

Rate Type	Fixed Rate
Rate	3.12%

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Feb 2, 2018
Property Address	670 PACKARD DR, ELGIN, IL 60120-7618
Document Number	1803308002
Instrument Date	Jan 24, 2018
Instrument	3308002
Transaction Type	Transfer
Record Updated	Feb 12, 2018
Title Company	BAIRD AND WARNER TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$222.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	670 PACKARD DR ELGIN IL 601207618, ELGIN, IL 60120-7618

Mortgage

Document Number	1803308003
Date	Feb 2, 2018
Instrument	3308003

Lender

Name	PLATINUM HM MTG
Type	Mortgage Company
Address	ROLLING MEADOWS, IL 60008

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$31,000 Land $4,389 Building $26,611	$310,000 Land $43,890 Building $266,110
2023	$6,242.00 (+3.41%)
2022	$6,036.00 Homeowner's exemption	$24,999 Land $4,075 Building $20,924	$249,990 Land $40,750 Building $209,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 670 Packard Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 670 Packard Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fox Valley Internet.

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