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678 Packard Dr, Elgin, IL 60120 Property Records

Cook County property record for 678 Packard Dr, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,020 sqft · built 1987
Lot Size0.143 acres (6,210 sqft)
OwnerIndividual Name on File
Last Sale$108,000 (May 2011)
Tax Bill$5,666 (2023)
Deeds & MortgagesMay 2017 Loan Modification
May 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN06-19-409-004

Property Details

APN / Parcel Number

Primary APN06-19-409-004
Alternative APN
  • 06-19-409-004-0000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Building Area1,020 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1988
Architectural StyleSplit Level
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area6,210 sqft (0.143 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address678 PACKARD DR
CityELGIN
StateIL
Zip60120-7618
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 252 IN SUMMERHILL UNIT 4 PART O F SEC19 T41N R09E 3P
Legal Range9E
Legal Township41N
Legal Section19
Legal SubdivisionSUMMERHILL UNIT 04
Legal Lot Number252
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group2
Census Block2007
Census Tract804406

Owner

Source: Cook County records · APN 06-19-409-004

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address678 PACKARD DR, ELGIN, IL 60120-7618
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 22, 2017Loan Modification, Mortgage · FHA Mortgage
US BK
May 22, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 11, 2011 · Amount on Record
Deed SaleMay 11, 2011 · Amount on Record
Deed Document Number201111077
Prior Transfer DateMay 31, 2006
Prior Transfer Doc0000011058
Record UpdatedSep 20, 2026

May 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCOOK IL
Property Address678 PACKARD DR, ELGIN, IL 60120-7618
Document Number1717149193
Instrument DateMay 22, 2017
Transaction TypeMortgage
Record UpdatedJan 10, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address678 PACKARD DR ELGIN IL 601207618, ELGIN, IL 60120-7618

Mortgage

Document Number1717149193
DateJun 20, 2017
Instrument17149193
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 19, 2047
Interest
Rate TypeFixed Rate
Rate4.5%

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address678 PACKARD DR, ELGIN, IL 60120-7618
Document Number1715906095
Instrument DateMay 22, 2017
Transaction TypeMortgage
Record UpdatedJun 23, 2017
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address678 PACKARD DR ELGIN IL 601207618, ELGIN, IL 60120-7618

Mortgage

Document Number1715906095
DateJun 08, 2017
Instrument15906095
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 07, 2047

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$29,000 (+26.09%) Land $4,347 Building $24,653$290,000 (+26.09%) Land $43,470 Building $246,530
2023$5,666.00 (+3.47%)
2022$5,476.00$22,999 Land $4,036 Building $18,963$229,990 Land $40,360 Building $189,630

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 11, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Radiate Holdings
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Opiquad.

Based on FCC filings for 312 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemELGIN
serves 114,797 people
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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