Cook County property record for 680 Elder Ln, Winnetka, IL 60093
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,038 sqft · built 1945 |
| Lot Size | 0.174 acres (7,598 sqft) |
| Owner | Company Name on Record |
| Last Sale | $499,000 (Jun 2001) |
| Tax Bill | $19,695 (2023) |
| Deeds & Mortgages | May 2021 Mortgage Nov 2024 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-21-310-025 |
| Primary APN | 05-21-310-025 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,038 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 7,598 sqft (0.174 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Street Address | 680 ELDER LN |
|---|---|
| City | WINNETKA |
| State | IL |
| Zip | 60093-3908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LYDIA D (SUTTENS) SUB OF W436.55FT OF BLK4 IN J C GAR LANDS ADD TO WINNETKA IN SEC 21-42-13 |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 21 |
| Legal Subdivision | SUTTENS SUB |
| Legal Block | 4 |
| Legal Lot Number | 4,1 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 800500 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 680 ELDER LN, WINNETKA, IL 60093-3908 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Nov 5, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE HUNTINGTON NATIONAL BANK |
| Jul 16, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| May 27, 2017 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BK NA |
| Apr 20, 2017 | Deed of Trust, Mortgage BMO HARRIS BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2001 · Amount on Record |
| Deed Sale | Jun 28, 2001 · Amount on Record |
| Prior Sale | Aug 5, 1998 · Amount on Record |
| Deed Document Number | 200167973 |
| Last Transfer Date | Mar 18, 2020 |
| Transfer Doc | 0000015022 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 680 ELDER LN, WINNETKA, IL 60093-3908 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 0013716006 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 2113716006 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 680 ELDER LN, WINNETKA, IL 60093-3908 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Title Company | PRAIRIE TITLE |
| Name | Verified Name |
|---|---|
| Address | 680 ELDER LN, WINNETKA, IL 60093-3908 |
| Document Number | 0031026020 |
|---|---|
| Date | Nov 5, 2024 |
| Instrument | 2431026020 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 21, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jul 16, 2020 |
| Property Address | 680 ELDER LN, WINNETKA, IL 60093-3908 |
| Document Number | 2019815022 |
| Instrument Date | Mar 18, 2020 |
| Instrument | 19815022 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 680 ELDER LN WINNETKA IL 600933908, WINNETKA, IL 60093-3908 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 680 ELDER LN, WINNETKA, IL 60093-3908 |
| Document Number | 1726415054 |
| Instrument Date | May 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 680 ELDER LN WINNETKA IL 600933908, WINNETKA, IL 60093-3908 |
| Document Number | 1726415054 |
|---|---|
| Date | Sep 21, 2017 |
| Instrument | 26415054 |
| Name | BMO HARRIS BK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 20, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.24% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 680 ELDER LN, WINNETKA, IL 60093-3908 |
| Document Number | 1711708046 |
| Instrument Date | Apr 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2017 |
| Title Company | ACQUEST TITLE SERVICES LLC, ACQUEST TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 680 ELDER LN WINNETKA IL 600933908, WINNETKA, IL 60093-3908 |
| Document Number | 1711708046 |
|---|---|
| Date | Apr 27, 2017 |
| Instrument | 11708046 |
| Name | BMO HARRIS BK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 26, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Winnetka Village |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Elementary School District | Winnetka School District 36 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $138,000 (+30.65%) Land $21,274 Building $116,726 | $1,380,000 (+30.65%) Land $212,740 Building $1,167,260 | |
| 2023 | $19,695.00 (-11.71%) | ||
| 2022 | $22,306.00 Homeowner's exemption | $105,624 Land $20,894 Building $84,730 | $1,056,240 Land $208,940 Building $847,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (2011–2021) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Oct 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINNETKA serves 12,475 people · EPA ID IL0313330 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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