Cook County property record for 654 Elder Ln, Winnetka, IL 60093 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,560 sqft · built 1928 |
| Lot Size | 0.182 acres (7,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,000,000 (Oct 2017) |
| Tax Bill | $19,931 (2023) |
| Deeds & Mortgages | Nov 2024 Mortgage Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-21-310-005 |
| Primary APN | 05-21-310-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,560 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 7,920 sqft (0.182 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Street Address | 654 ELDER LN |
|---|---|
| City | WINNETKA |
| State | IL |
| Zip | 60093-3908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (GIRTON) (TERRACE) A SUB OF PT OF BLK4 LYING E OF LIN E 436.55FT E OF & PARALLEL WITH CENTER LINE OF FOREST ST IN J C GARLAND |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 21 |
| Legal Subdivision | GIRTON TERRACE |
| Legal Block | 4 |
| Legal Lot Number | 6 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 800500 |
Source: Cook County records · APN 05-21-310-005
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 654 ELDER LN, WINNETKA, IL 60093-3908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 04, 2024 | Deed of Trust, Mortgage · Conventional Mortgage COMPASS MORTGAGE INC |
| Oct 18, 2017 | Grant Deed, Transfer HSBC BK USA NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 18, 2017 · Amount on Record |
| Deed Sale | Oct 18, 2017 · Amount on Record |
| Prior Sale | Dec 15, 1994 · Amount on Record |
| Deed Document Number | 201747059 |
| Prior Transfer Date | Apr 29, 2011 |
| Prior Transfer Doc | 0000050009 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 654 ELDER LN, WINNETKA, IL 60093-3908 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2026 |
| Title Company | GREATER ILLINOIS TITLE |
| Name | Verified Name |
|---|---|
| Address | 654 ELDER LN, WINNETKA, IL 60093-3908 |
| Document Number | 0030920034 |
|---|---|
| Date | Nov 04, 2024 |
| Instrument | 2430920034 |
| Name | COMPASS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | WARRENVILLE, IL 60555 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.99% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Oct 18, 2017 |
| Property Address | 654 ELDER LN, WINNETKA, IL 60093-3908 |
| Document Number | 1729147059 |
| Instrument Date | Aug 04, 2017 |
| Instrument | 29147059 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,000.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 654 ELDER LN WINNETKA IL 600933908, WINNETKA, IL 60093-3908 |
| Document Number | 1729147060 |
|---|---|
| Date | Oct 18, 2017 |
| Instrument | 29147060 |
| Name | HSBC BK USA NA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10018 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 17, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.64% |
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Winnetka Village |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Elementary School District | Winnetka School District 36 (PK - 08) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $122,326 (+13.26%) Land $22,176 Building $100,150 | $1,223,260 (+13.26%) Land $221,760 Building $1,001,500 | |
| 2023 | $19,931.00 (-12.68%) | ||
| 2022 | $22,824.00 Homeowner's exemption | $108,000 Land $21,780 Building $86,220 | $1,080,000 Land $217,800 Building $862,200 |
Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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