648 Elder Ln, Winnetka, IL 60093 Property Records

Cook County property record for 648 Elder Ln, Winnetka, IL 60093

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 2,197 sqft · built 1914
Lot Size	0.182 acres (7,920 sqft)
Owner	Individual Name on Record
Last Sale	$753,000 (Apr 2020)
Tax Bill	$16,074 (2023)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-21-310-006`

Property Details

APN / Parcel Number

Primary APN	`05-21-310-006`
Alternative APN	`05-21-310-006-0000`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,197 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Ranch
Exterior Material	Stucco
Roof Material	Asphalt
Lot Area	7,920 sqft (0.182 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Water Source	Commercial

Location & Zoning

Street Address	648 ELDER LN
City	WINNETKA
State	IL
Zip	60093-3908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(GIRTON) (TERRACE) A SUB OF PT OF BLK4 LYING E OF LIN E 436.55FT E OF & PARALLEL WITH CENTER LINE OF FOREST ST IN J C GARLAND
Legal Range	13E
Legal Township	42N
Legal Section	21
Legal Subdivision	GIRTON TERRACE
Legal Block	4
Legal Lot Number	5
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	2
Census Block	2009
Census Tract	800500

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	648 ELDER LN, WINNETKA, IL 60093-3908
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2020 · Amount on Record
Deed Sale	Apr 9, 2020 · Amount on Record
Prior Sale	Apr 12, 2005 · Amount on Record
Deed Document Number	20207122
Record Updated	Sep 20, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 9, 2020
Property Address	648 ELDER LN, WINNETKA, IL 60093-3908
Document Number	2010007122
Instrument Date	Mar 23, 2020
Instrument	10007122
Transaction Type	Transfer
Record Updated	Apr 24, 2020
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$753.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4405 WESTOVER PL NW WASHINGTON DC 200165555, WASHINGTON, DC 20016-5555

Mortgage

Document Number	2010007124
Date	Apr 9, 2020
Instrument	10007124

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2050

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Winnetka Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Winnetka School District 36 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$99,000 (+31.47%) Land $22,176 Building $76,824	$990,000 (+31.47%) Land $221,760 Building $768,240
2023	$16,074.00 (+6.52%)
2022	$15,090.00 Homeowner's exemption	$75,300 Land $21,780 Building $53,520	$753,000 Land $217,800 Building $535,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2011–2021)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINNETKA serves 12,475 people · EPA ID IL0313330
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20