Cook County property record for 630 Elder Ln, Winnetka, IL 60093
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,096 sqft · built 1942 |
| Lot Size | 0.182 acres (7,920 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $885,000 (Apr 2021) |
| Tax Bill | $18,976 (2023) |
| Deeds & Mortgages | Feb 2026 Line of Credit Apr 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-21-310-009 |
| Primary APN | 05-21-310-009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,096 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Architectural Style | Old Style |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 7,920 sqft (0.182 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Water Source | Commercial |
| Street Address | 630 ELDER LN |
|---|---|
| City | WINNETKA |
| State | IL |
| Zip | 60093-3908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (GIRTON) (TERRACE) A SUB OF PT OF BLK4 LYING E OF LIN E 436.55FT E OF & PARALLEL WITH CENTER LINE OF FOREST ST IN J C GARLAND |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 21 |
| Legal Subdivision | GIRTON TERRACE |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 800500 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 630 ELDER LN, WINNETKA, IL 60093-3908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2026 | Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU |
| Apr 5, 2021 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jan 15, 2020 | Deed of Trust, Mortgage CREDIT UNION ONE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 5, 2021 · Amount on Record |
| Deed Sale | Apr 5, 2021 · Amount on Record |
| Prior Sale | Apr 15, 2015 · Amount on Record |
| Deed Document Number | 202116005 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 630 ELDER LN, WINNETKA, IL 60093-3908 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0005820027 |
|---|---|
| Date | Feb 27, 2026 |
| Instrument | 2605820027 |
| Name | QUORUM FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | PURCHASE, NY 10577 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Apr 5, 2021 |
| Property Address | 630 ELDER LN, WINNETKA, IL 60093-3908 |
| Document Number | 0009516005 |
| Instrument Date | Feb 10, 2021 |
| Instrument | 2109516005 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $885.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 328 LINDEN ST, WINNETKA, IL 60093-3829 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 630 ELDER LN, WINNETKA, IL 60093-3908 |
| Document Number | 0009516007 |
|---|---|
| Date | Apr 5, 2021 |
| Instrument | 2109516007 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 630 ELDER LN, WINNETKA, IL 60093-3908 |
| Document Number | 2002755151 |
| Instrument Date | Jan 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 630 ELDER LN WINNETKA IL 600933908, WINNETKA, IL 60093-3908 |
| Document Number | 2002755151 |
|---|---|
| Date | Jan 27, 2020 |
| Instrument | 2755151 |
| Name | CREDIT UNION ONE |
|---|---|
| Type | Credit Union |
| Address | LOMBARD, IL 60148 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jan 26, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Winnetka Village |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Elementary School District | Winnetka School District 36 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $89,248 (+9.04%) Land $22,176 Building $67,072 | $892,480 (+9.04%) Land $221,760 Building $670,720 | |
| 2023 | $18,976.00 (+6.22%) | ||
| 2022 | $17,864.00 Homeowner's exemption | $81,851 Land $21,780 Building $60,071 | $818,510 Land $217,800 Building $600,710 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (2011–2021) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Oct 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINNETKA serves 12,475 people · EPA ID IL0313330 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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