680 E Silver Torch St, Meridian, ID 83646 Property Records

Ada County property record for 680 E Silver Torch St, Meridian, ID 83646

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,845 sqft · built 2006
Lot Size	0.192 acres (8,364 sqft)
Owner	2 Company Names on Record
Last Sale	$305,000 (Mar 2015)
Tax Bill	$2,302 (2025)
Deeds & Mortgages	Dec 2022 Transfer May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R7689820590`

Property Details

APN / Parcel Number

Primary APN	`R7689820590`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,845 sqft Living Area
Gross Area	3,871 sqft
1st Floor Area	2,509 sqft
Attic	Attic
Attic Area	336 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	8,364 sqft (0.192 acres)
Garage Type	Attached
Garage Area	836 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	200 sqft
Patio Area	109 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	680 E SILVER TORCH ST
City	MERIDIAN
State	ID
Zip	83646-7667
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 43 BLK 02 SAGUARO CANYON SUB NO 02
Legal Range	01E
Legal Township	04N
Legal Section	30
Legal Subdivision	SAGUARO CANYON SUB NO 02
Legal Block	02
Legal Lot Number	43
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	1
Census Block	1015
Census Tract	10356

Owner

Source: Ada County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	680 E SILVER TORCH ST, MERIDIAN, ID 83646-7667
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2022	Intrafamily Transfer, Transfer
May 18, 2017	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2015 · Amount on Record
Deed Sale	Mar 26, 2015 · Amount on Record
Prior Sale	Feb 25, 2009 · Amount on Record
Deed Document Number	201524058
Last Transfer Date	Dec 29, 2015
Transfer Doc	0000118278
Record Updated	Oct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADA ID
Recording Date	Dec 8, 2022
Property Address	680 E SILVER TORCH ST, MERIDIAN, ID 83646-7667
Document Number	0000097621
Instrument Date	Dec 7, 2022
Instrument	2022-097621
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	680 E SILVER TORCH ST, MERIDIAN, ID 83646-7667

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	680 E SILVER TORCH ST, MERIDIAN, ID 83646-7667
Document Number	0000055098
Instrument Date	May 18, 2017
Transaction Type	Mortgage
Record Updated	Jun 21, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4433 VICOBELLO AVE LAS VEGAS NV 891414254, LAS VEGAS, NV 89141-4254

Mortgage

Document Number	0000055098
Date	Jun 16, 2017
Instrument	55098

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jun 15, 2057

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$664,800 (+4.54%)	$664,800 (+4.54%)
2025	$2,302.00 (-3.16%) Homeowner's exemption	$635,900 (+10.94%)	$635,900 (+10.94%)
2024	$2,377.00 (-19.72%)
2023		$573,200 Land $212,000 Building $361,200	$573,200 Land $212,000 Building $361,200
2022	$2,961.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.3% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Anthem Broadband, CenturyLink, Verizon.

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