615 E Silver Torch St, Meridian, ID 83646 Property Records

Ada County property record for 615 E Silver Torch St, Meridian, ID 83646

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,684 sqft · built 2006
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Company Names on Record
Last Sale	$403,899 (Sep 2026)
Tax Bill	$3,386 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Sep 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R7689821050`

Property Details

APN / Parcel Number

Primary APN	`R7689821050`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,684 sqft Living Area
Gross Area	4,868 sqft
1st Floor Area	1,729 sqft
Upper Floors Area	1,955 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	972 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	141 sqft
Patio Area	516 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	615 E SILVER TORCH ST
City	MERIDIAN
State	ID
Zip	83646-7667
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 09 BLK 10 SAGUARO CANYON SUB NO 02
Legal Range	01E
Legal Township	04N
Legal Section	30
Legal Subdivision	SAGUARO CANYON SUB NO 02
Legal Block	10
Legal Lot Number	09
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	1
Census Block	1016
Census Tract	10356

Owner

Source: Ada County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	615 E SILVER TORCH ST, MERIDIAN, ID 83646-7667
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Quit Claim Deed, Transfer · Line of Credit IDAHO CENTRAL CREDIT UNION
Sep 8, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Sep 28, 2021	Deed of Trust, Mortgage · Line of Credit MOUNTAIN WEST BANK
Aug 19, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2026 · Amount on Record
Deed Sale	Sep 8, 2026 · Amount on Record
Prior Sale	Aug 19, 2019 · Amount on Record
Deed Document Number	202667687
Prior Transfer Date	Sep 2, 2026
Prior Transfer Doc	0000067687
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADA ID
Recording Date	Sep 8, 2026
Property Address	615 E SILVER TORCH ST, MERIDIAN, ID 83646-7667
Document Number	0000067687
Instrument Date	Sep 2, 2026
Instrument	202667687
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 E SILVER TORCH ST, MERIDIAN, ID 83646-7667

Mortgage

Document Number	0000067688,
Date	Sep 8, 2026
Instrument	202667688

Lender

Name	IDAHO CENTRAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADA ID
Recording Date	Sep 8, 2026
Property Address	615 E SILVER TORCH ST, MERIDIAN, ID 83646-7667
Document Number	0000067689
Instrument Date	Sep 2, 2026
Instrument	202667689
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	615 E SILVER TORCH ST, MERIDIAN, ID 83646-7667

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	615 E SILVER TORCH ST, MERIDIAN, ID 83646-7667
Transaction Type	Mortgage
Record Updated	Apr 24, 2023
Title Company	ALLIANCE TITLE-BOISE PRODUCT, ALLIANCE TITLE BOISE PRODUCT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 E SILVER TORCH ST, MERIDIAN, ID 83646-7667

Mortgage

Document Number	0000141598
Date	Sep 28, 2021
Instrument	2021-141598

Lender

Name	MOUNTAIN WEST BANK
Type	Bank
Address	MERIDIAN, ID 83642

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADA ID
Recording Date	Aug 19, 2019
Property Address	615 E SILVER TORCH ST, MERIDIAN, ID 83646-7667
Document Number	0000076281
Map Reference	MB 94 PG 11358-1356
Instrument Date	Aug 14, 2019
Instrument	2019-076281
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	TITLEONE BOISE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 E SILVER TORCH ST, MERIDIAN, ID 83646-7667

Mortgage

Document Number	0000076282
Date	Aug 19, 2019
Instrument	2019-076282

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2039

Tax Assessment & Valuation

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$764,300 (+1.72%)	$764,300 (+1.72%)
2025	$3,386.00 (-4.86%)	$751,400 (+12.86%)	$751,400 (+12.86%)
2024	$3,559.00 (-0.64%)
2023		$665,800 Land $224,000 Building $441,800	$665,800 Land $224,000 Building $441,800
2022	$3,582.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.3% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Anthem Broadband, CenturyLink, Verizon.

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