811 E Silver Torch St, Meridian, ID 83646 Property Records

Ada County property record for 811 E Silver Torch St, Meridian, ID 83646

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,951 sqft · built 2006
Lot Size	0.206 acres (8,973 sqft)
Owner	2 Individual Names on Record
Last Sale	$545,400 (Sep 2026)
Tax Bill	$2,417 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R7689821140`

Property Details

APN / Parcel Number

Primary APN	`R7689821140`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,951 sqft Living Area
Gross Area	3,867 sqft
1st Floor Area	1,832 sqft
Attic	Attic
Attic Area	1,119 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	8,973 sqft (0.206 acres)
Garage Type	Attached
Garage Area	808 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	160 sqft
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	811 E SILVER TORCH ST
City	MERIDIAN
State	ID
Zip	83646-7643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 09 BLK 11 SAGUARO CANYON SUB NO 02
Legal Range	01E
Legal Township	04N
Legal Section	30
Legal Subdivision	SAGUARO CANYON SUB NO 02
Legal Block	11
Legal Lot Number	09
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	1
Census Block	1007
Census Tract	10356

Owner

Source: Ada County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	811 E SILVER TORCH ST, MERIDIAN, ID 83646-7643
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Warranty Deed, Transfer · Conventional Mortgage TITLE ONE
Oct 16, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Sep 7, 2017	Warranty Deed, Transfer IDAHO CTRL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2026 · Amount on Record
Deed Sale	Sep 11, 2026 · Amount on Record
Prior Sale	Oct 16, 2020 · Amount on Record
Deed Document Number	202668770
Prior Transfer Date	Jun 11, 2015
Prior Transfer Doc	0000066823
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Sep 11, 2026
Property Address	811 E SILVER TORCH ST, MERIDIAN, ID 83646-7643
Document Number	0000068770
Instrument Date	Aug 31, 2026
Instrument	202668770
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	TITLE ONE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	811 E SILVER TORCH ST, MERIDIAN, ID 83646-7643
Investor	Possibly a Property Investor

Mortgage

Document Number	0000068771,
Date	Sep 11, 2026
Instrument	202668771

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2036

Interest

Max Rate	-1%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Oct 16, 2020
Property Address	811 E SILVER TORCH ST, MERIDIAN, ID 83646-7643
Document Number	0000139041
Map Reference	MB 94 PG 11358-11363
Instrument Date	Oct 15, 2020
Instrument	2020-139041
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	IDAHO TITLE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	811 E SILVER TORCH ST, MERIDIAN, ID 83646-7643

Mortgage

Document Number	0000139042
Date	Oct 16, 2020
Instrument	2020-139042

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Sep 7, 2017
Property Address	811 E SILVER TORCH ST, MERIDIAN, ID 83646-7643
Document Number	0000084320
Instrument Date	Sep 6, 2017
Instrument	84320
Transaction Type	Transfer
Record Updated	Sep 14, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	811 E SILVER TORCH ST MERIDIAN ID 836467643, MERIDIAN, ID 83646-7643

Mortgage

Document Number	84321
Date	Sep 7, 2017
Instrument	84321

Lender

Name	IDAHO CTRL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 6, 2047

Tax Assessment & Valuation

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$670,500 (+1.36%)	$670,500 (+1.36%)
2025	$2,417.00 (-3.17%) Homeowner's exemption	$661,500 (+10.71%)	$661,500 (+10.71%)
2024	$2,496.00 (-19.72%)
2023		$597,500 Land $224,000 Building $373,500	$597,500 Land $224,000 Building $373,500
2022	$3,109.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.6% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	100 / 100

May also be available: Anthem Broadband, Fatbeam.

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